Harvard Business Review

DECEMBER 4, 2018

Maxx and Marshalls—which compete aggressively on price. Price competition hurts. A recent report by the consultancy BCG documented a general decline in sales among consumer packaged goods (CPG) companies in the United States during 2017, with mid-sized and large companies losing market share and small companies increasing theirs.

Brand 10

Brand Retail Incubator Merchandising 10

Harvard Business Review

MARCH 29, 2018

Nearly 800 digital health startups were funded in 2017, an all-time high. We have identified how hospitals’ budgeting systems have erected three distinct barriers to the adoption of technology. How technology is changing the design and delivery of care. Gillian Blease/Getty Images. health care system. Insight Center.

Budgeting 8

Budgeting System Innovation Payback Period 8

Harvard Business Review

APRIL 14, 2017

And in January 2017, McKinsey’s research arm estimated AI-driven job losses at 5%. IT was using AI to resolve employees’ tech support problems, automate the work of putting new systems or enhancements into production, and make sure employees used technology from approved vendors. Just 6% are using AI in pricing.

Company 11

Company Survey Finance Engineering 11

Harvard Business Review

DECEMBER 28, 2017

After being denounced for years for its dictatorship and destructive economic policies, Zimbabwe entered a new chapter in November 2017, following the military’s removal of president Robert Mugabe, who ruled the country for 37 years. ALEXANDER JOE/Getty Images. Consumers use bitcoins to pay for imported cars , among other purchases.

Banking 8

Banking First-mover Advantage Politics Finance 8

Harvard Business Review

OCTOBER 1, 2013

Vital though near-term effectiveness is, the exchanges hold a longer-term potential—they can help reshape the organization, delivery, and financing of insurance. They want insurers to compete with one another on the basis of price and service. In 2017, they may open up to still larger businesses and to state and local governments.

Insurance 9

Insurance Goal Health Care Long-term 9

Harvard Business Review

FEBRUARY 17, 2016

Adding 600 new customers a day, M-KOPA intends to cross the million-unit mark by the end of 2017. Meanwhile, even middle-class Americans are being priced out of the housing market in states like California, where average low-tier property prices went up by 10% in 2015. housing sector.

Cost 8

Cost Globalization Innovation Banking 8

Harvard Business Review

DECEMBER 15, 2015

Marketplaces allow people to do apples-to-apples comparisons of health insurance products and prices through an online portal. California’s model is perhaps the most influential: It has affected prices and choice in the market by standardizing plans and aggressively negotiating insurance rates. Technological challenges.

Insurance 8

Insurance Health Care Cost Learning-by-Doing 8

Harvard Business Review

JANUARY 12, 2018

Many established firms— a 2017 Deloitte survey suggested about 20% in the U.S.—are Companies in every industry can benefit from making more data and algorithm-based decisions in areas of internal operations and finance. It seems only logical that they would extend into corporate strategy and finance.

Consultative 8

Consultative Strategy Advice McKinsey 8

Harvard Business Review

SEPTEMBER 19, 2016

As the currency was crashing, he found himself facing a painful dilemma: either raise prices to recoup the losses and hit his annual target — set in U.S. But with the currency changing every day, how much of a price increase should he consider? Normally, MNCs raise prices in the emerging market, (e.g., Federal Reserve.

Price 8

Price Globalization Depreciation Marketing 8

Harvard Business Review

MARCH 24, 2017

Also known as “token sales,” this new fundraising phenomenon is being fueled by a convergence of blockchain technology, new wealth, clever entrepreneurs, and crypto-investors who are backing blockchain-fueled ideas. How technology is transforming transactions. Insight Center. Business in the Era of Blockchain.

Venture Capitalist 10

Venture Capitalist Due Diligence Finance Long-term 10

Harvard Business Review

JULY 12, 2017

Yet in this short period, digital technologies have upended our world. Digital technology is widespread and spreading fast. Based on their stock prices on July 6, 2017 , Apple, Alphabet, Microsoft, Amazon, and Facebook were the five most valuable companies in the world. Digital players wield outsize market power.

Innovation 8

Innovation Policies Technology Politics 8

Harvard Business Review

DECEMBER 3, 2018

Yet, investors price Alphabet’s Class C stock, which carries no voting rights, almost no differently than Alphabet’s Class B stock, which carries voting rights. Firms with growth opportunities as well as the need for external equity financing often convert to dual-class shares. It declined to 7.6

Class 9

Class Maturity IPO Short-term 9

Harvard Business Review

JULY 24, 2018

SOEs receive preferential access to land, finance, telecom, hydrocarbons, and electricity. abandoned in January 2017, contained strong restrictions on SOE subsidies that, ironically, were largely drafted by U.S. withdrew from TPP in January 2017. In December 2017, the trade ministers of the European Union, Japan, and the U.S.

GDP 8

GDP Policies Supply Chain Cooper 8

Harvard Business Review

JUNE 6, 2017

Employment in liberal states tends to be dominated by low-energy-intensity industries, like tech and finance, while conservative states are more likely to rely on energy extraction or manufacturing. These facts suggest that conservative areas will pay a higher price for reducing greenhouse gas emissions than coastal urbanites will.

Energy 8

Energy Transportation Policies Politics 8