Article Finance Innovation Osborne 
Harvard Business Review
SEPTEMBER 30, 2015
It means embracing a new culture and mindset, where hierarchy fades and innovation happens through networks. Osborne from Oxford University calculated that about 47% of American jobs could disappear by 2020 due to digitization. Becoming a true digital organization is not just about becoming tech-savvy.
Harvard Business Review
OCTOBER 5, 2017
The benchmark, therefore, is a tool for policy makers, technology innovators, and others to evaluate progress and prioritize the gaps, thus enabling a dialogue among the key actors and a plan for action. Methodology. Each component is made up of different clusters of indicators. Each is a highly evolved digital player.
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