Eric Jacobson

DECEMBER 31, 2022

and “How do I ensure we’re prepared for an inevitable crisis?” Have they redirected time, energy, talent, and finances away from lower priority pursuits towards taking these actions? “How broadly should I think about ‘purpose’?”, “When should and shouldn’t I/we take a public stand on societal issues?”,

CEO 65

CEO Banking Learning-by-Doing McKinsey 65

N2Growth Blog

OCTOBER 25, 2010

Rankings, Lists and Recognitions The Power 150 – Top Marketing Blogs This list ranks the top 150 marketing blogs based on an algorithmic approach using Google page rank, Technorati rankings, Bloglines ranking and editorial quality. The N2growth Blog is pleased to announce its inclusion in the list.

Directory 169

Directory Magazine Blog Brand 169

Strategy Driven

DECEMBER 5, 2013

. “An appreciation of the parallels between recent and historical events greatly influenced how I and many of my colleagues around the world responded to the crisis,” Mr. Bernanke said. As the underwriting weaknesses of subprime portfolios became known, banks stopped lending to each other, paralyzing credit markets.

Banking 50

Banking Crisis Morale System 50

Women on Business

FEBRUARY 22, 2013

housing finance system since it was created more than 40 years ago (More about Mary at the end of this post). To succeed in industries like finance, tech or law enforcement, women must have determination and perpetual motivation. When the financial crisis hit, I was working as a vice president at Fannie Mae.

Chief Operating Officer 247

Chief Operating Officer Career Industry Motivation 247

Harvard Business Review

OCTOBER 31, 2017

Just over 10 years ago, French bank BNP Paribas froze U.S. The market panicked. There was a run on British bank Northern Rock. Over the next year, many banks fell. Investment bank Bear Stearns collapsed. We expect investment banks to embark on an even more fundamental makeover during the next decade.

Banking 8

Banking Crisis Bottom-up Compliance 8

Strategy Driven

MARCH 6, 2014

For what lead Life & Fire’s directors to commit fraud in the first place was in part driven by a desire (so they claimed) to extend credit to high-risk borrowers being ignored by traditional banks. Why was an insurance company doing a bank’s work? This was all done with good intentions.

Insurance 51

Insurance Banking Crisis Discount 51

Harvard Business Review

AUGUST 5, 2011

I'd bet, given recent events in the markets, like many, you'd like to get to the bottom of what the heck is really going on here. Why does everything we try to fix this crisis seem not to work? I suggested, instead: a historic, generational crisis — not just a crash, but a titanic reconfiguration of the global economy.

Crisis 15

Crisis Marketing Banking Hamel 15

Harvard Business Review

NOVEMBER 29, 2010

Umair Haque Blogs Umair Haque On: Global business , Competition , Economy The Irish Banking Crisis: A Parable 4:33 PM Monday November 29, 2010 | Comments () Email Tweet This Post to Facebook Share on LinkedIn Print Once upon a time, there was a country where bankers disappeared. And thats exactly the role that pubs began to play.

Banking 15

Banking Crisis Merton Guidelines 15

N2Growth Blog

AUGUST 24, 2010

Hundreds of thousands of jobs are being shed by GE, Chevron, Sam’s Club, Wells Fargo Bank, HP, Starbucks etc. Jettisoned employees are finding that their hard won knowledge, skills and capabilities earned while being loyal are no longer valuable in the employment market place. and the state, counties and cities.

Blog 420

Blog Brand Consultative Depreciation 420

Harvard Business Review

JULY 17, 2017

When I ask students graduating from Harvard Business School what they’re doing next, I often get some version of “I’m going into finance but…” Then they quickly explain that finance is just a way station on the route to nobler goals. How will the crisis of problematic loans in Italian banks be resolved?

Finance 8

Finance Insurance Career Reputation 8

Strategy Driven

NOVEMBER 6, 2015

Whether your focus is on customer service, profits, investing, marketing, or company growth a constant awareness of your current position in relation to where you want to be is essential. Strategic Plan includes provisions for refinancing, equity and debt financing. Finance charges are negotiated. Business Success Checklist.

Succession 50

Succession Strategic Planning Budgeting Goal 50

Harvard Business Review

FEBRUARY 20, 2014

In 18 short months, search engine Google erased 85 percent of the market cap of the top GPS companies after launching its mobile maps app. Alibaba , China’s equivalent to Amazon, became a $16 billion lender in less than three years, and China’s largest seller of money market funds in only seven months.

Banking 10

Banking Retail Finance Insurance 10

Harvard Business Review

FEBRUARY 20, 2014

As currencies and stock markets have tumbled in emerging markets, the business media has been dominated by cries of an “Emerging-Markets Crisis.” The media uses “emerging-markets crisis” as shorthand, but recent market turmoil was actually about relatively few countries.

Crisis 8

Crisis Marketing Contingency Plans Execution 8

N2Growth Blog

APRIL 25, 2010

The Costco experience isn’t what it used to be, US auto manufacturers continue to struggle, the banking industry has been crippled, and government agencies (pick one…USPS, IRS, DMV, etc.) often evoke feelings of hatred at the mere mention of their name.

Loyalty 419

Loyalty Blog Brand Follow-up 419

Harvard Business Review

FEBRUARY 2, 2012

A few of the bullet points: • Banks insured by the Federal Deposit Insurance Corporation have $1.5 trillion in capital — the highest capital levels in the history of American banking. • If it had been, there wouldn't have been a financial crisis.). Investment banks used to all be partnerships. The largest U.S.

Finance 13

Finance Motivation White Paper Banking 13

Harvard Business Review

SEPTEMBER 12, 2013

Last week my father received a phone call from the branch director of his long-standing bank to offer him a new product. Millions of people have lost confidence in banks. But the dissatisfaction and disappointment with our banks runs deeper. The last bank in my hometown closed a year ago. The two facts do not add up.

Banking 9

Banking Finance Globalization Film 9

Harvard Business Review

SEPTEMBER 12, 2013

Last week my father received a phone call from the branch director of his long-standing bank to offer him a new product. Millions of people have lost confidence in banks. But the dissatisfaction and disappointment with our banks runs deeper. The last bank in my hometown closed a year ago. The two facts do not add up.

Banking 8

Banking Finance Globalization Film 8

N2Growth Blog

NOVEMBER 19, 2010

Twitter Marketing [link] mikemyatt Perhaps in some cases, but not in every instance…This is a very fluid topic that is heavily influenced by individual personalities, environmental context, and situational nuances. I would also add that it works at home as well. link] mikemyatt A great motto Anna, and sound perspectives as well.

Blog 419

Blog Leadership Emotional Intelligence CEO 419

N2Growth Blog

AUGUST 22, 2010

If your CFO handles all communications with your banking relationships, and your Chief Investment Officer handles all of your investor relations, you’re flat out missing the boat. If your CMO is making all of your brand decisions there will be h*ll to pay down the road.

Blog 417

Blog Gordon CEO Consultative 417

Harvard Business Review

MAY 4, 2012

After more than 18 months, a dozen and a half summits, multiple rounds of austerity, a trillion dollars of liquidity, and now elections in Greece and France that threaten to overturn the fragile policy consensus in Europe, the Euro-crisis rumbles on. Second, we need to ask what is this a crisis of ? Trust is not an optional extra.

Crisis 11

Crisis Bond Banking Short-term 11

N2Growth Blog

NOVEMBER 10, 2010

Bold and bombastic does not, in my opinion, mean leadership – we have so many of these aggressive people in power today and all they do is yak, yak, yak and fill their bank accounts. Whenever some crisis loomed on the Voyager, she was known barking out: “Options?” Why do we crave leadership nowadays?

Blog 387

Blog Learning-by-Doing CEO Strategy 387

Harvard Business Review

NOVEMBER 21, 2011

Greece is unquestionably in a catastrophic spiraling economic, social and political crisis. The new government has met with the cautious approval of the EU, the IMF, the markets and the international press. Unemployment has reached an historical record of 18.4%, 30% of whom are below 30 and continues to rise.

Crisis 14

Crisis GDP Consensus Politics 14

Harvard Business Review

APRIL 5, 2012

Bank of America recently rolled out a "Mortgage-to-Lease" program to help financially struggling homeowners. Instead of foreclosing on delinquent mortgagees, BOA will now allow them to transfer ownership to the bank, have all mortgage debt forgiven, and rent their home for up to three years at the market rate.

Banking 9

Banking Price Construction Morale 9

Harvard Business Review

MAY 15, 2012

Institutional banking businesses — including trading operations — typically don't have high barriers to entry. financial institution has pulled back or failed, there has almost always been a European bank or a Japanese bank or some other player willing to take over its trading operations or enter the market in its place.

Banking 9

Banking Hedge Constraint Operations 9

N2Growth Blog

DECEMBER 21, 2010

Our life cannot be measured from the bank balance but by service. what I do for others) We have the duty to influence for positive changes and only preparation is the great differentiator. I thank you for this opportunity to develop the meaning in real life and make sense of this world essential.

Blog 416

Blog Succession Influence Brand 416

Harvard Business Review

NOVEMBER 10, 2011

So far the crisis has claimed a lot of political scalps in the severely indebted countries, most notably and recently that of Silvio Berlusconi. It's a sign of some of the (potentially dangerous) strain that the crisis is having on the political systems in these countries. But let's try and round up some of the various threads.

Crisis 12

Crisis Long-term Short-term Politics 12

Harvard Business Review

OCTOBER 3, 2013

Many other major financial institutions — Bank of America , Citigroup, HSBC, Barclay’s, Wells Fargo, UBS, etc. But, at the end of the day, it is bank leaders and employees who must take the right business, legal and ethical actions under existing law. Manipulation of energy markets. LIBOR rate rigging.

Banking 8

Banking Management Ethics Letter 8

Harvard Business Review

DECEMBER 6, 2017

For instance, based on your credit score, profession, age group, or zip code, marketers infer that you fit into specific marketing demographics. Perhaps the extrapolated marketing use points to a heavy drinker in a desirable economic demographic or with a preferred liquor brand. In a global market where 144 million unique U.S.

Crisis 9

Crisis Insurance Technology Credit Scoring 9

Harvard Business Review

FEBRUARY 19, 2013

Economists built "general equilibrium" models that, underneath all the fancy math, just assumed markets are stable and optimal. In the Wake of the Crisis: Leading Economists Reassess Economic Policy collects essays by economists who are, indeed, leading — and are reassessing that orthodoxy.

Finance 8

Finance Banking Crisis Blanchard 8

Harvard Business Review

SEPTEMBER 16, 2014

In the past, a community bank would have a relationship with the businesses on Main Street, and when it came time for a loan, there would be a wealth of informal information to augment the loan application. And they are allowing new sources of capital such as peer-to-peer lending to replace traditional bank capital.

Credit Scoring 10

Credit Scoring Banking Dunning Metrics 10

N2Growth Blog

DECEMBER 22, 2010

The concepts of "serve and care" pack more deposits into the bank of trust and credibility than anything else. Sandy Morley Mike; As I am in my last 6 months as an administrator I found your article especially validating. it is about having a people connection: with students, parents, as well as staff.

Blog 419

Blog Gordon Follow-up Open-book 419

Harvard Business Review

OCTOBER 5, 2016

While meeting this challenge is a clear priority for policy makers and donors, it is also a major profit opportunity for commercial players who can solve market failures and create real value. People don’t need to borrow money during a personal crisis if they have their own savings.

Microfinance 10

Microfinance Insurance Banking Bottom-up 10

Harvard Business Review

JANUARY 9, 2015

Prior to the global financial crisis, deflation looked like a uniquely Japanese problem. The policy response to the global financial crisis exacerbated and entwined these trends still further. Interest rates of zero meant that central banks took to targeting asset prices – stocks and bonds – to boost spending.

GDP 8

GDP Bond Banking Policies 8

Harvard Business Review

DECEMBER 28, 2017

This is promising for a market formerly dubbed the “breadbasket of Africa.” ” Once one of Africa’s most developed markets – with a solid education system, good infrastructure, and a relatively large middle class – decades of mismanagement have cost Zimbabwe.

Banking 8

Banking First-mover Advantage Politics Finance 8

Harvard Business Review

MARCH 22, 2018

Over the last decade, industries, academics, and the public sector have turned their focus toward culture and ethics in response to the financial crisis as well as misconduct at a broad range of corporations. Market Failures and Misconduct Risk. The justification for this attention comes from relatively simple economics. Externalities.

Company 11

Company Banking Incentives Human Capital 11

Harvard Business Review

JUNE 26, 2012

The United States has its own money because the Federal Reserve can — and will — print unlimited dollars to avert sovereign default or rescue banks. It can beg the European Central Bank to lend it money. The ECB will not promise to lend Spain enough money to rescue banks or prevent sovereign default.

GDP 9

GDP Banking Price Crisis 9

Harvard Business Review

JUNE 3, 2011

There's a beguiling little moment in the financial-crisis documentary Inside Job where hedge fund billionaire George Soros describes the principles of oil tanker design. Financial markets are like that, Soros goes on. Wilmers, also known as his annual messages to the shareholders of Buffalo-based M&T Bank Corp. where he is CEO.

Banking 14

Banking Crisis Letter Hedge 14