Harvard Business Review

NOVEMBER 22, 2016

Companies such as IBM, Apple, Toyota, and Fidelity have demonstrated an interest and appetite for deep research and innovation by introducing AI platforms and solutions for customers, partners, and employees. How Banks Are Capitalizing on a New Wave of Big Data and Analytics. Assess readiness.

Insurance 8

Insurance Industry Content Competitive Advantage 8

Harvard Business Review

OCTOBER 11, 2013

banks can use in their business. According to a 1992 study by the Government Accountability Office, the average leverage ratio for the top 13 investment banks was 27-to-1 during 1991 (up from 18-to-1 in 1990). drop in asset prices would wipe out the equity of the bank. Ethics Finance Risk management'

Incentives 8

Incentives Banking Ethics IPO 8

Leading Blog

APRIL 5, 2019

Our instinct for determinism may well have been an evolutionary innovation. After graduating from the University of Oxford with a physics degree, he went into securities trading, first at Yamaichi International and then at the Bank of America. Probabilistic risk managers will think about the future of how they work.

Uncertainty 307

Uncertainty Sports Credit Rating Learning-by-Doing 307

Harvard Business Review

OCTOBER 10, 2017

Adaptive performance manifests as creativity, problem solving, grit, innovation, and citizenship. In an experiment, we approached the call center of a bank’s consumer loans business. (We’ve Guest experts from other parts of the business, from legal to marketing, were invited to visit when needed. Related Video.

Organization 12

Organization Tactics Call Center Metrics 12

Harvard Business Review

MAY 1, 2012

The mispriced investments and derivatives at Enron look similar to mortgage-backed securities at banks or companies with a disproportionate amount of Level 3 fair-value assets (illiquid assets with highly subjective estimated values). Are these deals true risk transfers or are they cosmetic? The market must value transparency.

Chief Financial Officer 11

Chief Financial Officer Finance Banking Class 11

Strategy Driven

OCTOBER 11, 2013

Along the way, many defective tires hit the market, subsequently causing SUV rollovers, damage and, in some cases, deaths. Crises can have many liabilities upon companies, including loss of profits and market share. Don’t have sufficient management skills or resources to do something well. What Causes Crises.

Crisis 58

Crisis Crisis Management Retail Budgeting 58

Harvard Business Review

JUNE 8, 2016

In the manufacturing sector alone, market intelligence firm IDC expects the IoT market to grow to about $100 billion by 2018, a five-year combined annual growth rate (CAGR) of 18%. For example, we recently hired an expert from the high-end watch industry to help us develop a program for customers in emerging markets.

Innovation 8

Innovation CAGR Diversity Risk Management 8

Harvard Business Review

MARCH 26, 2015

Chief Marketing Officers (CMOs) and Chief Risk Officers (CROs) may seem to have little in common. But in the aftermath of the financial crisis, risk managers have become increasingly involved in business strategy and decisions. Use risk data as an avenue for innovation.

Credit Scoring 8

Credit Scoring Risk Management Finance Marketing 8

Harvard Business Review

JUNE 20, 2014

This popular triumph of the “ heuristics and biases ” literature pioneered by psychologists Daniel Kahneman and Amos Tversky has made us aware of flaws that economics long glossed over, and led to interesting innovations in retirement planning and government policy. If only that would be true — then they could calculate the risks.

Uncertainty 9

Uncertainty Kahneman Banking System 9

Harvard Business Review

MARCH 5, 2012

I spend a significant amount of my time associating with a pro-business think tank that has been building an impressive database of entrepreneurs, small businesses, start-ups, and innovation-driven enterprises in Africa. On my part, I have a fresher and deeper appreciation for African entrepreneurship.

Entrepreneur 15

Entrepreneur Banking Supply Chain Globalization 15

Harvard Business Review

MARCH 1, 2017

But the solution to this innovation logjam has emerged: blockchain. Given the promise and peril of such a disruptive technology, many firms in the financial industry, from banks and insurers to audit and professional service firms, are investing in blockchain solutions. Distributed Database. Insight Center.

Finance 8

Finance IPO Banking Venture Capitalist 8