Strategy Driven

SEPTEMBER 11, 2018

Depending on how you have structured your finances, your business may be showing a profit on paper, but still be liable for repayments to investors for instance. Or your cash flow may require you to have a reserve fund to cover any shortfall caused by slow-paying customers or other short-term drains on resources.

CPA 50

CPA Long-term Short-term Finance 50

N2Growth Blog

JANUARY 20, 2011

While the emotional distress associated with gossip can be dealt with fairly easily, the political discord that can erupt in an organization can be nothing short of disastrous. If you want to be a long-term survivor in business I would suggest that you not participate in gossip and get rid of those that do.

Blog 419

Blog Reputation Participative Brand 419

N2Growth Blog

SEPTEMBER 20, 2010

Leaders need to understand that being authentically humble humanizes them, allows them to build stronger trust bonds, and engenders confidence & loyalty from peers and subordinates alike. I have always been intrigued by the concept of the "servant leader" a term coined I think by Robert K. Greenleaf in 1970.

Blog 419

Blog Leadership Servant Leader Long-term 419

Strategy Driven

DECEMBER 31, 2020

Nine investing options that can bring you both immediate and long term profit. Although this article is about short-term investment, you should still build a solid plan for a long-term perspective. Think Long-Term. If you diversify your investment, you can put both short- and long-term goals.

Short-term 67

Short-term Real Estate Long-term Strategy 67

N2Growth Blog

AUGUST 12, 2010

He is one of my favorite leadership bloggers, and hopefully we’ll still be on speaking terms after this post. However CEOs that implement a well thought out and clearly articulated vision, create a sense of stability and a bond of trust amongst the ranks. One just left to lead a new project so now there are three of us.)

Consensus 388

Consensus Team Building Blog Team 388

Harvard Business Review

AUGUST 28, 2017

First, individuals focus on short time horizons and thus underprepare for future threats. In short, the insurance industry is adapting in order to profit from climate risk, and in doing so it will help society adapt as well. These bonds act as insurance for local governments, protecting them from the financial risk of disasters.

Insurance 10

Insurance Real Estate Industry Bond 10

Harvard Business Review

JUNE 26, 2014

Argentina lost big to a group of American “vulture” hedge funds in court last week, when the Supreme Court declined to reconsider an appeals court decision that the funds had the right to demand that the country make good on a bunch of old bonds they owned even though it long ago renegotiated the terms of that debt with most creditors.

Bond 8

Bond Long-term Short-term Finance 8

Harvard Business Review

JANUARY 9, 2015

Interest rates of zero meant that central banks took to targeting asset prices – stocks and bonds – to boost spending. In short, the middle is being squeezed, the top doesn’t spend enough, the bottom doesn’t earn enough, and the policy mix is fatally flawed. We need new policies.

GDP 8

GDP Bond Banking Policies 8

Harvard Business Review

AUGUST 12, 2013

Ackman''s short-selling campaign against vitamin distributor Herbalife has blown up in his face, with the company''s stock up more than 75% since he unveiled his position last December and some of his most prominent hedge fund competitors profiting from his misery. Hedge funds are often criticized as short-term speculators.

Hedge 8

Hedge Short-term Long-term Finance 8

Harvard Business Review

DECEMBER 19, 2013

And in fact the prices of the particular financial assets that the Fed announced that it will buy less of, Treasury bonds and mortgage-backed securities, did drop slightly on the news Wednesday. When you view this reaction in terms of expectations, it makes a bit more sense. It] elevated the long-term asset value expectation.”.

Bond 8

Bond Policies Long-term Short-term 8

Harvard Business Review

MAY 4, 2012

How it could end, badly, with a bank run through the European bond market or the collapse of confidence around Greece, Spain or Italy, is well understood. The response to those critics at the time was "never mind the short term costs, wait for the long term benefits." What is less well understood is how to resolve it.

Crisis 11

Crisis Bond Banking Short-term 11

Harvard Business Review

APRIL 13, 2011

But loans to corporations and to individuals (mortgages, for example) might be just as risky as collateralized bonds that were, after all, collateralized on loans in the first place. Maybe even riskier as loans tend to be less tradable than collateralized bonds. So what, exactly, does the ring fencing achieve?

Banking 10

Banking Report Retail Bond 10

Harvard Business Review

JULY 9, 2012

Yields on sovereign bonds fell immediately following the deal's announcement. For example, the generic yield on Ireland's nine year sovereign bonds fell from 7.1 The total bond stock of Spain and Italy is approaching 3 trillion-with-a-T Euros. And market participants were initially thrilled. in one day, an unprecedented drop.

GDP 13

GDP Banking Bond Real Estate 13

Harvard Business Review

FEBRUARY 23, 2016

Following the global economic crisis of 2008, large bonuses and stock options have been held responsible for overly risky behavior and short-term strategies. In academic terms, we would put it this way: extrinsic motivation causes people to distort the truth regarding goal attainment. Contingent pay leads to cooking the books.

Execution 8

Execution Incentives Short-term Long-term 8

Harvard Business Review

SEPTEMBER 5, 2016

Another problem we’ve seen is that some providers, seeking to fit in to a payment cycle, focus on short-term results, losing sight of the end goals. Finally, some companies have struggled to finance their activities without payment while they work on delivering the results, limiting their ability to innovate too.

Incentives 8

Incentives Health Care Education Insurance 8

Harvard Business Review

DECEMBER 28, 2017

A short-lived economic revival followed, helped by international assistance from European countries and multilateral institutions, and high prices for Zimbabwe’s commodity exports. Without its own currency, Zimbabwe relies on USD for over 90% of transactions , but the collapse in exports means money is in short supply.

Banking 8

Banking First-mover Advantage Politics Finance 8

Harvard Business Review

DECEMBER 13, 2013

In terms of lasting influence and impact, then, it’s hard to think of many other living business leaders (Sergey Brin and Larry Page? In finance, that’s a pretty hard case to make. Finance Leadership Motivation' Jeff Bezos?) who can compare with Bogle. This is especially rare in the financial sector, of course.

Finance 8

Finance Crisis Motivation CEO 8

Harvard Business Review

JUNE 26, 2012

Finance Minister Domingo Cavallo (himself a Harvard economics Ph.D.) Even government bonds were yielding some 10% annually in dollars. Then shocks — the 2008-2009 global crisis, the revelation that Greece had disguised its debt and deficit — sent foreign finance for the exits.

GDP 9

GDP Banking Price Crisis 9

Harvard Business Review

MAY 14, 2015

The company’s executives said that to help finance the plan, McDonald’s would increase refranchising (turning company-owned restaurants into franchises), take on more debt (even at the risk of lowering its bond rating ), and find $300 million to cut in general and administrative expenses.

Price 8

Price Franchising Short-term CFO 8

Skip Prichard

SEPTEMBER 1, 2021

In practical terms, what that means is we start asking questions about our purpose, our identity as a group, our way of getting work done, and how to improve what we’re doing. Finance is different from sales, R&D is different from quality, and so on. In short, what’s working and what’s not working?

Succession 133

Succession Environment Learning-by-Doing Innovation 133

Harvard Business Review

MARCH 10, 2011

With a record $2 trillion in cash and short-term liquid assets on hand, U.S. This is the key finding of the Current Trends in Estimating and Applying the Cost of Capital research released this week by the Association for Financial Professionals, a trade group of 16,000 corporate treasury and finance practitioners.

Cost of Capital 12

Cost of Capital CAPM Cost Discounted Cash Flow 12

Harvard Business Review

APRIL 2, 2014

He got his PhD at Yale under Shiller’s supervision in 1984, but since then he has also done a lot of work expanding on Fama’s ideas about risk and return, some of it co-authored with Fama’s son-in-law and University of Chicago finance colleague, John Cochrane. 2 is this distinction between short-term vs. long-term predictability.

CAPM 8

CAPM Discount Price Finance 8

Harvard Business Review

FEBRUARY 10, 2015

According to data from the Federal Reserve Board’s Survey of Consumer Finances (SCF), white Americans’ median incomes were 70% higher than black Americans’ in 2010. The short answer is yes. There are even big gaps among black and white business owners. Overall net worth was 7.9 times larger for white Americans.

Real Estate 8

Real Estate Bond Bottom-up Short-term 8

Harvard Business Review

JANUARY 7, 2014

I tried to get Greenspan to talk me for my November HBR article on economics and finance since the crisis , but he said he’d promised his publisher to keep mum until the book was out, which was too late for my purposes. If everyone were wholly rational in their long-term self-interest, there would be no political biases.

Long-term 11

Long-term Banking Short-term Finance 11

Harvard Business Review

SEPTEMBER 14, 2012

Tucker believes that recovery and resolution plans should reduce the direct hit to public finances following a bank's failure or distress, while also containing the system-wide impact. For a resolution regime to work effectively, the protocol for implementing a recovery or resolution plan needs to be credible in the short and long terms.

Banking 8

Banking Crisis Short-term Long-term 8

Harvard Business Review

DECEMBER 19, 2014

This short paper outlines how climate is “already costing local economies billions” and describes how hundreds of billions of property are at risk. And investors are noticing: in May, Barclays bank downgraded the bonds of the entire U.S. Strategy and mission start to gain the upper hand on short-termism. In the U.S.,

Chemicals 13

Chemicals Short-term Energy Report 13

N2Growth Blog

SEPTEMBER 24, 2010

Therein lies my caution…I’m fearful that people who don’t have the experience or intuition to read between the lines of a short quote, or a 140 character Tweet, might be misled by the simplicity of the appeal. This is why I took the time to author today’s post. Of course this is rhetorical.

Blog 366

Blog Strategy Brand Bottom-up 366