Harvard Business Review

JULY 4, 2014

Tencent and Alibaba, the two leading Chinese Internet companies, recently announced a collaboration with insurer Ping An to offer insurance products online. insurance aggregator beatthatquote.com in 2011 and has since launched price comparison sites in the U.K., Most companies have taken steps toward “digitization.”

Insurance 8

Insurance Disruptive Innovation Industry Innovation 8

Harvard Business Review

AUGUST 7, 2013

"Free" product competition strikes again and the latest casualty is Weight Watchers, whose CEO recently left the company in the midst of the onslaught of free weight loss and fitness applications. Too often, established companies fail to marshal their many advantages to mount effective responses of this type. Of course not.

Disruptive Innovation 8

Disruptive Innovation Advertising Discount IPO 8

Harvard Business Review

AUGUST 29, 2011

One side vehemently argues the merits of innovating vis-à-vis customer feedback; the other argues that true innovation is created by singularly gifted visionaries who ignore customer input and instead manufacture innovation based solely on their prophetic vision for a better future.

Innovation 16

Innovation Mass Marketing Price Market Segmentation 16

Harvard Business Review

MAY 21, 2015

Recent developments, such as falling solar panel prices and increases in efficiency rates (the rate at which sunlight hitting panels is turned into usable energy), have made distributed energy increasingly economical, while new business models and financing methods have made it more accessible.

Energy 8

Energy Transportation Software Price 8

Harvard Business Review

SEPTEMBER 4, 2017

For those companies with the skill to pull it off, it worked. Businesses such as IBM and Apple were able to weather disruptive shifts in their markets by taking such a course, creating separate teams and units focused on new innovations (PCs and smartphones respectively). Asset-light businesses are not financed with debt.

Christensen 8

Christensen Finance Innovation B2B 8

Harvard Business Review

NOVEMBER 15, 2017

Few industries are being disrupted as drastically as the retail industry. Pioneers of new business models, such as Alibaba and Amazon, are launching innovations in rapid succession, such as voice ordering and real-time pricing, while simultaneously building scale and driving down costs.

Retail 10

Retail Chief Executive Officer Supply Chain Operations 10

Harvard Business Review

JUNE 18, 2015

Right in front of her in the Benjy’s superstore in Oklahoma City, a young couple pointed a smartphone at a Samsung 50-inch Ultra HD TV and then used an app to find an online price for it. “We’re only comparing prices,” the young woman said, stroking the West Highland terrier nestled in the crook of her arm.

Case Study 8

Case Study Retail Price Discount 8

Harvard Business Review

DECEMBER 5, 2012

Blue Nile's primary advantage is that it offers diamond rings online at prices that are as much as 35% lower than traditional retailers. the 4Cs of carat, cut, color, clarity), a few photos and a price should be all a man needs to select a diamond. No company facing disruption likes to acknowledge that they can't win it all.

Retail 8

Retail Price Brand Competitive Advantage 8

Harvard Business Review

JUNE 8, 2015

Pharmaceutical companies, buffeted by regulatory changes, new drug technologies that alter entry barriers and competition, price pressures, and an estimated 300,000 job cuts since 2000, seem to fit the popular narrative of large organizations unable to deal with disruptive forces. Merck and Co. Integration is key.

Health Care 8

Health Care Venture Capitalist Strategic Fit Pharmaceuticals 8

Harvard Business Review

NOVEMBER 7, 2012

There is a fascinating relationship between executives and the stock prices of the companies they manage. On the other hand, they frequently find their stock price inscrutable. The vast majority of executives think that their price is too low, but few can articulate an analytical case that backs that intuition.

Price 8

Price Analysis Cost of Capital Disruptive Innovation 8

Harvard Business Review

SEPTEMBER 8, 2014

In my experience, most CEOs, CFOs, and other C-suite executives involved in strategy formulation know these finance basics. (Or, My previous article emphasized how and why these links are broken in many companies.) Or, they learn fast after a few investor meetings.) But consider the basics.

Debt to Equity Ratio 10

Debt to Equity Ratio Cost of Capital Strategy Incentives 10

Harvard Business Review

AUGUST 25, 2015

In this latest flurry of debate about working long hours , some have intimated that overwork is inevitable in highly competitive industries such as law, finance, and high tech. One New Law company, Axiom, is now one of the largest providers of legal services in the country, and boasts over half the Fortune 100 as clients.

Real Estate 8

Real Estate Attrition Entrepreneur Business Model 8

Harvard Business Review

NOVEMBER 21, 2018

One next-generation example already available today is YieldStreet, which offers a wide variety of debt investments—including real estate, marine finance, and litigation finance–that have generated an internal rate of return in excess of 12.5% on half a billion dollars invested on the platform to date.

Real Estate 11

Real Estate Rate of Return Finance Innovation 11