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Use Data to Fix the Small Business Lending Gap

Harvard Business Review

With larger volumes of data being used to analyze everything from the genome to traffic patterns and lunch choices, it is natural to ask whether big data can crack the code on small business credit risk. For now, the blended models based on personal scores and business-specific data continue to be the industry standard.

article thumbnail

Use Data to Fix the Small Business Lending Gap

Harvard Business Review

With larger volumes of data being used to analyze everything from the genome to traffic patterns and lunch choices, it is natural to ask whether big data can crack the code on small business credit risk. For now, the blended models based on personal scores and business-specific data continue to be the industry standard.