The Horizons Tracker

NOVEMBER 26, 2023

Nearly ten years ago, a group of researchers from Brigham Young University, Utah State University, and Rutgers shed light on a disconcerting phenomenon: discrimination within the realm of bank loan services, which cast a shadow over the American Dream for minority entrepreneurs.

Entrepreneur 115

Entrepreneur Finance Banking Credit Scoring 115

Strategy Driven

DECEMBER 14, 2023

This allows entrepreneurs to scale their businesses without risking personal assets and debt. The former typically lend money based on your credit score and your business’s past cash flow, while the latter often invest in equity and require a large percentage of your company’s stock in exchange for funding.

Finance 112

Finance Credit Scoring Long-term Entrepreneur 112

Strategy Driven

FEBRUARY 1, 2021

Since the entire process is technologically driven, it ensures transparency and involves low operating costs and market risk. Hence, this funding model is a perfect fit for startup owners and entrepreneurs who are constantly looking for quick access to funds and reasonable interest rates. There Are No Hidden Costs. Summing Up.

Credit Scoring 87

Credit Scoring CAGR Banking Finance 87

HR Digest

JANUARY 2, 2022

Generation Z are known for being more responsible with their money than millennials, so they tend to have a higher credit score. They want to be entrepreneurs , but many have no idea how to go about it or what it even means to be an entrepreneur. Generation z vs. Millennials in the Workplace.

Credit Scoring 105

Credit Scoring Finance Bottom-up Entrepreneur 105

Harvard Business Review

SEPTEMBER 16, 2014

Access to credit is a key constraint for entrepreneurs. And limited credit is in part caused by the difficulty of predicting which small businesses will and won’t succeed. My recent Harvard Business School Working Paper on small business credit explores new technology-driven entrants in the world of small business lending.

Credit Scoring 10

Credit Scoring Banking Dunning Metrics 10

Harvard Business Review

AUGUST 11, 2014

Small businesses are also instrumental to our innovation economy; small firms produce 13 times more patents per employee than larger firms and employ more than 40% of high technology workers in America. Neither sales nor employment have fully recovered, and credit seems harder to come by. Finance Small/medium business Technology'

Technology 9

Technology Banking Class Real Estate 9

Harvard Business Review

SEPTEMBER 16, 2014

Access to credit is a key constraint for entrepreneurs. And limited credit is in part caused by the difficulty of predicting which small businesses will and won’t succeed. My recent Harvard Business School Working Paper on small business credit explores new technology-driven entrants in the world of small business lending.

Credit Scoring 8

Credit Scoring Banking Dunning Metrics 8