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Personal Finance Management: What It Means Before And After You Retire

Strategy Driven

Managing personal finances is one of the critical tasks that every adult must consider. Without effective management of what you have, or what you might have, you’ll always be struggling to make the ends meet. However, it is noteworthy that personal finance management is not the same for everyone.

Finance 68
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8 Certifications Worth Pursuing in 2024

Strategy Driven

Covering areas such as auditing, financial accounting, and taxation, the CPA credential opens doors to a myriad of career opportunities, from public accounting firms to corporate finance roles. In an era of increasing scrutiny, the CIA designation enhances credibility and trust in the internal audit process.

CPA 117
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Sustainability in Financial Services Is Not About Being Green

Harvard Business Review

The next time we hear about a bank or insurance company''s "green program" — like using energy efficient light bulbs or operating out of a LEED Platinum building — we''ll either scream or throw up. Don''t get us wrong. environmental, social, and governance — or ESG) performance.

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Too Big to Manage: JP Morgan and the Mega Banks

Harvard Business Review

Are these huge major financial institutions not just too big to fail, their leaders “too big to jail” (as some critics charge), but also “too big to manage”? Poor controls over risk and valuations. Poor controls over risk and valuations. Manipulation of energy markets. LIBOR rate rigging.

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Making Matrix Organizations Actually Work

Harvard Business Review

Just in case you’ve forgotten, a manager in a matrix organization has two or more upward reporting lines to bosses who each represent a different business dimension, such as product, region, customer, capability, or function. The executives in charge of the various groups sit together naturally in the top management team.

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What’s at Stake in an Economy with Low Oil Prices

Harvard Business Review

The risks in lower energy prices have a lot more to do with sustainability of some of the governments around the world that are really dependent on commodity revenues for their own legitimacy and power. The growth and energy demand in China is immense. They’re not going to stop doing that because energy prices are low.

Price 8
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Joint Ventures Reduce the Risk of Major Capital Investments

Harvard Business Review

Two companies transfer selected similar assets into a joint venture in order to support the orderly management of capacity in their industry and reduce the risk of prices spiraling downward. For example, the global energy player ENGIE and its local partners apply it in the independent power production business in the Middle East.