Harvard Business Review

SEPTEMBER 16, 2014

In the past, a community bank would have a relationship with the businesses on Main Street, and when it came time for a loan, there would be a wealth of informal information to augment the loan application. And they are allowing new sources of capital such as peer-to-peer lending to replace traditional bank capital.

Credit Scoring 8

Credit Scoring Banking Dunning Metrics 8

Harvard Business Review

SEPTEMBER 16, 2014

In the past, a community bank would have a relationship with the businesses on Main Street, and when it came time for a loan, there would be a wealth of informal information to augment the loan application. And they are allowing new sources of capital such as peer-to-peer lending to replace traditional bank capital.

Credit Scoring 8

Credit Scoring Banking Dunning Metrics 8

Harvard Business Review

AUGUST 30, 2018

Although cross-border data flows grew 45x between 2005 and 2014, according to a McKinsey analysis , events since 2014 have pushed the pendulum to swing away from unconstrained data globalization. These solutions lie at the intersection of technology development by companies and policy formulation by governments. Data Is Deglobalizing.

Supply Chain 8

Supply Chain Globalization GAAP Policies 8

Harvard Business Review

AUGUST 22, 2011

By working 70-80 hours a week, taking business courses at night, and doggedly pursuing a jump to the professional track, I finally got a break, and moved into investment banking. I had worked for over a decade to develop relationships with Latin American business leaders, several of whom were on Forbes' billionaire list.

Disruptive Innovation 15

Disruptive Innovation Christensen Metrics Innovation 15

Harvard Business Review

SEPTEMBER 4, 2017

Productivity in most developed economies has been anemic. In the decade between 2005 and 2015, labor productivity in the US as measured by GDP per labor hour was less than 1% for 7 of the 10 years, according to the OECD. Both Kaizen events and Agile sprints are investments in innovation and human capital productivity.

Human Capital 12

Human Capital Kaizen Agility Energy 12

Harvard Business Review

JUNE 23, 2011

Remember how after Chemical Bank launched the first Automated Teller Machine in the 1960s, waves of bank branches shut down? And remember when banks went online, how waves of local bank branches shut down? These developments certainly have transformational potential. This isn't unusual.

Banking 13

Banking Chemicals Technology Video 13

Harvard Business Review

NOVEMBER 22, 2017

One response to today’s climate crisis has been a belief that markets and corporate innovation will provide the solution. ” So while businesses are major contributors to escalating greenhouse gas emissions, they are also presented as offering innovative ways to decarbonize our economies.

Goal 8

Goal Short-term Insurance Policies 8

Harvard Business Review

AUGUST 1, 2014

This includes a new open innovation program that encourages ideas to reduce greenhouse gases from Canadian oil sands production — the same controversial, greenhouse-gas-heavy source of fossil fuels that environmental groups are fighting against when it comes to the Keystone XL pipeline. A guide for product and service development?

Energy 8

Energy Globalization Price Innovation 8

Harvard Business Review

APRIL 18, 2012

The choice of who will lead the World Bank has been made. It was a much-watched contest, as many had thought it might turn out otherwise—that the old boys' bargain, under which an American gets to lead the World Bank and a European gets the IMF, would cave in to pressure from everyone else. But haven't we heard this before?

Globalization 11

Globalization Banking Restructuring Politics 11

Harvard Business Review

OCTOBER 6, 2016

Hillary Clinton has a tech and innovation agenda. A 2011 McKinsey study estimated that the internet accounted for 21% of GDP growth over the previous five years among the developed countries studied, a sharp increase over the 10% contribution over the 15 years prior. since 2005 are due to this phenomenon. digital industries.

Politics 8

Politics McKinsey Katz Technology 8

Harvard Business Review

JULY 14, 2016

Since then, WeChat has been constantly launching new services, from mobile payments to booking doctor appointments, from police reporting to taxi hailing, from video conferencing to mobile banking services. ” Rule #2: Find a balance between derivative products, platform upgrades, and breakthrough innovation.

Productivity 8

Productivity Products Company Metrics 8

Harvard Business Review

FEBRUARY 25, 2015

But the conditions seemed to be ripe for one to develop. Like Silicon Valley, Singapore has strong research institutions and limited enforcement of noncompete clauses, a condition that academics now suggest can be a major driver of innovation. “Yes, but Israelis and Americans are innovative by nature.

Entrepreneur 8

Entrepreneur Incubator Venture Capitalist Innovation 8

Harvard Business Review

MARCH 28, 2016

inch disk drives; LCD vs. CRT television; online vs. brick-and-mortar banks). Since its bankruptcy in 2012, Kodak has been a poster child for innovation incompetence: After inventing the world’s first digital camera in 1975, the conventional story goes, myopic managers allowed a bloated company to let inertia drive it off a cliff.

Company 8

Company How To Technology Strategy 8

Harvard Business Review

JULY 19, 2017

Companies like ANZ, the Australian-based banking giant, have made explicit commitments to adopt agile principles , while others like Zappos, are on the bleeding edge of organizational transformation. a 525-employee software company, began applying agile methodologies in 2005. Systematic Inc.,

Agility 8

Agility White Paper How To Metrics 8

Harvard Business Review

DECEMBER 1, 2015

has committed to reducing its greenhouse gas emissions by 26% (to 28% below its 2005 level) by 2025, the EU will cut emissions 40% by 2030 compared to 1990, and China will hit peak emissions by 2030 (or earlier), lower its emissions per unit of GDP by 65%, and increase use of renewables to 20% of energy consumption. For example, the U.S.

Conference 8

Conference Supply Chain Commitment Energy 8

Harvard Business Review

MAY 11, 2016

The result, at least in developed nations, is a highly unequal corporate landscape, where some firms are incredibly productive and the amount of money a person makes is tied to the company they work for, not just the job that they do. .” In other words, the most digital sectors are developing a winner-take-all dynamic.

McKinsey 8

McKinsey Document Engineering Outsourcing 8

Harvard Business Review

FEBRUARY 17, 2012

What do you think causes millions of people to miss work and school in developing economies? While interning in Mozambique in 2005 for the one-person (!) While interning in Mozambique in 2005 for the one-person (!) Lack of childcare? Minimal professional training? Insufficient infrastructure? Emotion Attracts Good People.

Franchising 12

Franchising CEO GDP Entrepreneur 12

Harvard Business Review

OCTOBER 27, 2015

Of these, only three, Switzerland, Ireland, and Estonia, made it to a commendable “Stand Out” category – which means that their high levels of digital development are attractive to global businesses and investors and that their digital ecosystems are positioned to nurture start ups and internet businesses that can compete globally.

Crisis 8

Crisis McKinsey Policies Globalization 8