Harvard Business Review

AUGUST 30, 2018

Although cross-border data flows grew 45x between 2005 and 2014, according to a McKinsey analysis , events since 2014 have pushed the pendulum to swing away from unconstrained data globalization. These solutions lie at the intersection of technology development by companies and policy formulation by governments. In contrast, the U.S.

Supply Chain 9

Supply Chain Globalization GAAP Policies 9

Harvard Business Review

SEPTEMBER 16, 2014

In the past, a community bank would have a relationship with the businesses on Main Street, and when it came time for a loan, there would be a wealth of informal information to augment the loan application. And they are allowing new sources of capital such as peer-to-peer lending to replace traditional bank capital.

Credit Scoring 9

Credit Scoring Banking Dunning Metrics 9

Harvard Business Review

JUNE 13, 2012

cents for a sachet that could purify 10 liters, Pur achieved penetration rates of 5% to 10% in its test markets — strong by almost any yardstick — but in 2005 the company gave up on Pur as a business, because the numbers simply hadn't worked. At a price equivalent to 10 U.S. And getting to scale takes a lot longer.

Microfinance 13

Microfinance Prahalad Bottom-up Banking 13

Harvard Business Review

AUGUST 2, 2013

That''s been the finding of economists Barry Eichengreen of UC Berkeley, Donghyun Park of the Asian Development Bank in Manila, and Kwanjo Shin of Korea University in Seoul in two recent studies of growth slowdowns in emerging markets around the world. to 8% growth rate.". Remember, these difficulties are the fruits of success.

GDP 8

GDP Banking Finance Maturity 8

Harvard Business Review

JUNE 23, 2011

Remember how after Chemical Bank launched the first Automated Teller Machine in the 1960s, waves of bank branches shut down? And remember when banks went online, how waves of local bank branches shut down? These developments certainly have transformational potential. This isn't unusual.

Banking 13

Banking Chemicals Technology Video 13

Harvard Business Review

SEPTEMBER 16, 2014

In the past, a community bank would have a relationship with the businesses on Main Street, and when it came time for a loan, there would be a wealth of informal information to augment the loan application. And they are allowing new sources of capital such as peer-to-peer lending to replace traditional bank capital.

Credit Scoring 8

Credit Scoring Banking Dunning Metrics 8

Harvard Business Review

JUNE 13, 2012

It's easy to assume that Jamie Dimon, the accomplished CEO of JPMorgan Chase, was simply stonewalling when he claimed that mounting trading losses in his bank were "blown out of proportion" — that he was unaware of how grave the situation really was. But I believe that Dimon literally didn't see perceive disaster unfolding before him.

Banking 9

Banking Kahneman Document Simon 9

Harvard Business Review

APRIL 18, 2012

The choice of who will lead the World Bank has been made. It was a much-watched contest, as many had thought it might turn out otherwise—that the old boys' bargain, under which an American gets to lead the World Bank and a European gets the IMF, would cave in to pressure from everyone else. But haven't we heard this before?

Globalization 11

Globalization Banking Restructuring Politics 11

Harvard Business Review

AUGUST 22, 2011

By working 70-80 hours a week, taking business courses at night, and doggedly pursuing a jump to the professional track, I finally got a break, and moved into investment banking. I had worked for over a decade to develop relationships with Latin American business leaders, several of whom were on Forbes' billionaire list.

Disruptive Innovation 16

Disruptive Innovation Christensen Metrics Innovation 16

Harvard Business Review

SEPTEMBER 4, 2017

Productivity in most developed economies has been anemic. In the decade between 2005 and 2015, labor productivity in the US as measured by GDP per labor hour was less than 1% for 7 of the 10 years, according to the OECD. Unfortunately, this virtuous cycle appears to be broken. And wages are stagnant.

Human Capital 14

Human Capital Kaizen Agility Energy 14

Harvard Business Review

APRIL 25, 2011

The banks have retreated from that business — pursuing economies of scale, rather than helping scale up small companies. While minuscule amounts of program money are trickling out to small-scaled community-development institutions, billions of dollars are sitting in endowment funds. Small business lending peaked in 2008.

Real Estate 14

Real Estate Mass Marketing Banking Asset Management 14

Harvard Business Review

JUNE 26, 2014

The unbanked pay four times more in fees to access their money than those with bank accounts, and they pay $4 higher fees per month for cash access on average than those with formal financial services. What about the costs of cash in developing economies, where cash use is much more prevalent? By FDIC estimates, 8.2% How can this be?

Cost 8

Cost Transportation Banking Retail 8

Harvard Business Review

NOVEMBER 22, 2017

Our research involved a detailed cross-case analysis of five major corporations operating in Australia over 10 years, from 2005 to 2015. Through a detailed qualitative analysis, we examined company reports, media releases, policy statements, and over 70 interviews conducted with senior managers from these companies.

Goal 8

Goal Short-term Insurance Policies 8

Harvard Business Review

MAY 22, 2017

As Della Mae Justice, a successful lawyer who was raised in poverty, explained to the New York Times in 2005 , “My stomach’s always in knots getting ready to go to a party, wondering if I’m wearing the right thing, if I’ll know what to do.” The reality, however, is often quite different.

Class 11

Class Influence Diversity Education 11

Terry Starbucker

OCTOBER 21, 2010

I work for Fifth Third Bank as the Social Media Strategist, and every day I have conversations with many excited execs who want to get started in Social Media right away. One of the first things I did when coming on board was develop a Social Media Roadmap. digital ads, community pages, blogs, YouTube, etc.),

Media 289

Media Tactics Strategy Open-book 289

Harvard Business Review

JUNE 13, 2011

Because of this hostility, CNOOC had to drop its bid for Unocal in 2005 and Chinalco couldn't invest in Australia's Rio Tinto in 2009, for instance. To be sure, some SOEs have become formidable competitors, nurtured by their large home markets and having developed the capabilities to compete with Western multinational companies.

Globalization 12

Globalization Decentralization Politics Banking 12

Harvard Business Review

SEPTEMBER 25, 2017

It has been 10 years since the global financial crisis, and the fall-out continues in the industry that was at its epicenter: banking. There has been a truly dramatic retrenchment from foreign markets, making banking a rare case of an industry becoming less, rather than more, global. For some banks, the answer is simply: Yes.

Banking 8

Banking McKinsey Finance Globalization 8

Harvard Business Review

JULY 19, 2017

Companies like ANZ, the Australian-based banking giant, have made explicit commitments to adopt agile principles , while others like Zappos, are on the bleeding edge of organizational transformation. a 525-employee software company, began applying agile methodologies in 2005. Systematic Inc.,

Agility 8

Agility White Paper How To Metrics 8

Harvard Business Review

DECEMBER 1, 2015

has committed to reducing its greenhouse gas emissions by 26% (to 28% below its 2005 level) by 2025, the EU will cut emissions 40% by 2030 compared to 1990, and China will hit peak emissions by 2030 (or earlier), lower its emissions per unit of GDP by 65%, and increase use of renewables to 20% of energy consumption. For example, the U.S.

Conference 8

Conference Supply Chain Commitment Energy 8

Harvard Business Review

MARCH 7, 2013

If economic forces were left to themselves, economic forces would victimize the peripheral nations, while the developed nations at the "center" would gain all the benefits of trade and development. In 2005, Chavez supported an oil pipeline project that would link Venezuela's oil to Brazil, Bolivia, Paraguay, and Argentina.

Politics 8

Politics Price Simon Long-term 8

Harvard Business Review

JULY 30, 2015

At Duke University, Reggie Love played football and basketball, and after his 2005 graduation he tried out for two NFL teams, without success. He thought about joining an investment banking firm. ” You have to have a good attitude, and recognize that things aren’t always going to be perfect. Why did you take that tack?

Sports 8

Sports Case Study Advice CEO 8

Harvard Business Review

MARCH 28, 2016

inch disk drives; LCD vs. CRT television; online vs. brick-and-mortar banks). By 2005, Kodak ranked No. It developed over 1,000 patents related to image capture that commanded billions of dollars in licensing revenues (for access to its “218” patent alone, it was paid $550 million by Samsung and $414 million by LG).

Company 8

Company How To Technology Strategy 8

Harvard Business Review

FEBRUARY 17, 2012

What do you think causes millions of people to miss work and school in developing economies? While interning in Mozambique in 2005 for the one-person (!) While interning in Mozambique in 2005 for the one-person (!) Emotion Inspires Ongoing Development and Builds Community. Lack of childcare? Minimal professional training?

Franchising 13

Franchising CEO GDP Entrepreneur 13

Harvard Business Review

MARCH 3, 2011

What's standing in the way of better health care just might be HMOs — whose overweening concern with profit means that Americans pay the most among developed nations for health care, but have seen the smallest gains in life expectancy (among other measures that matter). well, then, it's time to dream bigger. Here's what I mean.

Health Care 16

Health Care Long-term Finance Education 16

Terry Starbucker

JANUARY 24, 2010

Look at the positives first when developing usage policies. I serve on the board of a small-ish bank, and at our board meeting yesterday the CEO announced that they were marching towards a social media strategy. It has implications from customer service to marketing to sales to HR and beyond. Great stuff!

Media 305

Media Sharpe Learning-by-Doing Blog 305

Harvard Business Review

JUNE 29, 2015

Because of their relationships with banks, PE funds can get financing much cheaper than target companies could under their current management. Their sample included 35,081 firms and 407 buyouts that took place between 1998 and 2005. that didn’t undergo buyouts.

LBO 8

LBO Innovation Sample Short-term 8

Harvard Business Review

MAY 14, 2015

For the decade 2005-2014, McDonald’s expended $29.4 Wall Street investment banks and hedge fund activists, some of whom began targeting McDonald’s a decade ago , also gain from the temporary boosts that buybacks produce. billion on buybacks, representing 67% of net income, and $22.1 million in 2014 to a high of $12.6

Price 8

Price Franchising Short-term CFO 8

Terry Starbucker

MARCH 28, 2010

I eventually figured out that this “ BS Meter &# had to be more carefully calibrated – for example, there were some things that just weren’t “material&# enough to make a difference – i.e., I didn’t have to spend a day tracking down that one or two dollar difference in my bank reconciliation.

CPA 234

CPA Learning-by-Doing Long-term Career 234

Deming Institute

FEBRUARY 11, 2016

For more than 10 years now I have been helping people to develop their own Small and Medium-sized Enterprises (SME). Many of the clients I worked with had had developed the idea for years, but they were reluctant to quit their Jobs, or were afraid of failing. Stephen Gordon CEO Opus Bank. Steve Schulze, CEO Nekter Juice bar.

Deming 28

Deming Library Entrepreneur Conference 28

Harvard Business Review

MAY 22, 2015

Using data from the IMD World Competitiveness Yearbook from 2001, 2005, and 2009 for 54 countries, he also configured a model featuring power structures he expected to influence compensation, based on prior research of determinants of executive pay. 2) The development of equity markets. ” 3) The development of the banking sector.

CEO 8

CEO Marketing Analysis Execution 8

Harvard Business Review

JULY 14, 2016

Since then, WeChat has been constantly launching new services, from mobile payments to booking doctor appointments, from police reporting to taxi hailing, from video conferencing to mobile banking services. WeChat now has more than 690 million active users and is still growing.

Productivity 8

Productivity Products Company Metrics 8

Harvard Business Review

MAY 11, 2016

The result, at least in developed nations, is a highly unequal corporate landscape, where some firms are incredibly productive and the amount of money a person makes is tied to the company they work for, not just the job that they do. .” In other words, the most digital sectors are developing a winner-take-all dynamic.

McKinsey 8

McKinsey Document Engineering Outsourcing 8

Harvard Business Review

SEPTEMBER 8, 2016

At first, the causes of free fall appear to be external: a global financial crisis, a banking system collapse, government deregulation, or, more common, a new business model or technology harnessed by a nimble insurgent competitor. Founded in the 1930s, Lego developed a repeatable model that allowed it to grow for decades.

Company 8

Company How To Business Model Engineering 8

The Horizons Tracker

SEPTEMBER 22, 2022

The researchers found that after examining 70 countries between 2005 and 2015, there is a clear link between the quality of institutions in a country and both the quality and quantity of entrepreneurship. Indeed, the Global Entrepreneurship Development Institute ranks the country a lowly 122nd out of 137 countries. Rules of the game.

Succession 82

Succession Entrepreneur Globalization Innovation 82

Harvard Business Review

JANUARY 7, 2014

The boom-bust tendencies of Wall Street mean we need tougher capital requirements for banks, Greenspan now says, and maybe even a forced return to the partnerships that once dominated investment banking. For his book, Greenspan dug up an 1863 quote from the first Comptroller of the Currency (the regulator of national banks in the U.S.),

Long-term 10

Long-term Banking Short-term Finance 10

Harvard Business Review

AUGUST 1, 2014

Launched in 2005, ecomagination has always been a bit amorphous. A guide for product and service development? The company has reaped $160 billion from the program since 2005. By stretching ecomagination into areas that many people clearly don’t consider very green, GE may be risking a valuable business and brand asset.

Energy 8

Energy Globalization Price Innovation 8

Harvard Business Review

JUNE 22, 2011

And Jim stuck with fencing for years, eventually fencing in the 1956 Olympics and becoming President of the World Bank, a position he held from 1995 to 2005. He grew up poor and developed the dynamic combination of insecurity and ambition that underlies so many stories of achievement. Everything. I'm still working on it.

Succession 14

Succession Banking Politics Learning-by-Doing 14