Strategy Driven

MARCH 6, 2014

For what lead Life & Fire’s directors to commit fraud in the first place was in part driven by a desire (so they claimed) to extend credit to high-risk borrowers being ignored by traditional banks. Why was an insurance company doing a bank’s work? But was it a new financial world? Both crises proved it’s not.

Insurance 70

Insurance Banking Crisis Discount 70

Mills Scofield

NOVEMBER 18, 2011

Special guest blog post by Don Esch, President of Bettcher Industries of his story at BW-Center For Innovation & Growth 's Innovation Summit. The Change: Was It Innovation, Serendipity or Providence? Now a small team of Bettcher employees is venturing into clean rooms and observing the “work” that is performed.

Succession 70

Succession Industry Stage-Gate CFO 70

Strategy Driven

OCTOBER 1, 2012

They dominate because they innovate. If you come up with something creatively compelling, you can also take it to the bank! Copyright 2007-2012 by StrategyDriven, Inc. StrategyDriven Podcast Episode 39 – Making Change Work: A Radical Approach to Change Management, Real Leadership. Consider leaving a comment!

Loyalty 50

Loyalty Marketing Customer Loyalty ROI 50

Harvard Business Review

JUNE 29, 2015

Maybe you remember how savagely the industry was portrayed during the 2012 U.S. And a recent working paper out of the Dusseldorf Institute for Competition Economics ( DICE ), a think tank of sorts, focuses on the latter by exploring whether leveraged buyouts (LBOs) make firms more innovative.

LBO 8

LBO Innovation Sample Short-term 8

Harvard Business Review

MAY 23, 2012

The recent disclosure of a multi-billion dollar trading loss at JPMorgan Chase reminds us again of the challenge and complexity of risk management, the subject of our June 2012 HBR article, "Managing Risks: A New Framework." Each requires customized risk management processes. Many people, including quite a few U.S.

Risk Management 9

Risk Management CIO Management Banking 9

Harvard Business Review

MARCH 31, 2015

These stock buybacks have come under criticism as a bad investment – the argument being that companies sitting on record amounts of cash ought to invest in innovation, salaries, or at least dividends, rather than pumping up their own stock price through buybacks. The case of Apple is an instructive, if extreme, example.

Innovation 8

Innovation Short-term Long-term Budgeting 8

Harvard Business Review

MARCH 22, 2016

For example, the finance department approves what to buy, facilities maintains equipment, HR tells employees how to conserve energy, and marketing manages the company’s corporate sustainability reporting. Managing utilities has also become more complex as the energy landscape has evolved. At best, it can manage costs.

Company 8

Company Management CIO Energy 8

Harvard Business Review

AUGUST 9, 2018

Many banks and large corporations employ artificial intelligence to detect and prevent fraud and money laundering. Businesses are constantly experimenting with new ways to use artificial intelligence for better risk management and faster, more responsive fraud detection — and even to predict and prevent crimes.

Banking 8

Banking Strategic Fit Risk Management Real Estate 8

Harvard Business Review

JULY 27, 2015

This is where the July 2012 memorandum of understanding between Greece and the Troika (the International Monetary Fund, European Central Bank, and the European Commission) failed miserably; the previous government, much like Syriza, wanted to preserve the status quo.

Banking 8

Banking Crisis Tourism Policies 8

Harvard Business Review

JULY 27, 2011

We stand today on July 27, one year away from the Opening Ceremony of the London 2012 Olympic Games. No sooner had Beijing's flame died than the global financial crisis took British debt levels above 60% of GDP, excluding public intervention in failing banks. Despite this, the 2012 Oympic Games has become a critical component for it.

Supply Chain 10

Supply Chain Tourism Banking Budgeting 10

Harvard Business Review

OCTOBER 11, 2016

According to a new study published by the Center for Talent Innovation, Latinos at Work: Unleashing the Power of Culture , most Latinos in the U.S. ” When Latinos repress who they are in order to rise into management, incoming or up-and-coming Latino talent is motivated to look elsewhere for employment.

EPS 8

EPS Banking Diversity Bottom-up 8

Harvard Business Review

NOVEMBER 22, 2017

One response to today’s climate crisis has been a belief that markets and corporate innovation will provide the solution. As business tycoon Richard Branson has proclaimed in 2012, “our only option to stop climate change is for industry to make money from it.”

Goal 8

Goal Short-term Insurance Policies 8

Harvard Business Review

OCTOBER 12, 2016

Because of the changing and innovative methods of attack being used against them, it is of the utmost importance that they constantly refine their knowledge of the particular enemies they face. Both of these Trojans target system information, online credentials, and banking details. Insight Center. The Future of Cybersecurity.

Company 8

Company Banking Information Advice 8

Harvard Business Review

FEBRUARY 2, 2012

has a new "white paper" out with the rah rah title, " Financial Services: Safer & Stronger in 2012." A few of the bullet points: • Banks insured by the Federal Deposit Insurance Corporation have $1.5 trillion in capital — the highest capital levels in the history of American banking. • The largest U.S.

Finance 13

Finance Motivation White Paper Banking 13

Harvard Business Review

SEPTEMBER 19, 2014

Less than 30% of the population have bank accounts, and even fewer have credit cards. More people have mobile money accounts than bank accounts in at least nine African countries, up from four in 2012. ” This has been driving ever closer relationships between banks and mobile operators.

Banking 8

Banking Retail Wireless Operations 8

Harvard Business Review

JANUARY 17, 2014

Every company has a limited amount of time, money, and resources that it can invest in innovation. That’s why they should focus their energies on opportunities that will set them apart from their competition — that is, they should innovate where they differentiate. So what about your company? Is it differentiating itself?

Company 8

Company Innovation Wilde Insurance 8

Harvard Business Review

DECEMBER 4, 2018

The ones that manage to escape are discount chains —such as T. In dollar terms, small players—defined as those with sales less than $1 billion—grabbed approximately $15 billion in sales from their larger peers between 2012 and 2017. Penney, and Barnes & Noble. Price competition hurts.

Brand 9

Brand Retail Incubator Merchandising 9

Harvard Business Review

JUNE 11, 2015

Most of us couldn’t have foreseen many of those segments’ second-phase products: live blogs, interactive content, streaming music, playlists, and peer-to-peer banking services such as those offered by Transferwise and Zopa. In 2012, the company selected five out of 105 applicants; in the subsequent year 20 were chosen out of 130.

Advertising 8

Advertising Banking Learning Curve Ryan 8

Harvard Business Review

OCTOBER 16, 2014

Apple’s stated intention was to carry out this $130 billion distribution of corporate cash to Apple shareholders between August 2012 and December 2015. Since August 2012, Apple has been on a buyback binge, expending a total of $53 billion on stock repurchases through the third quarter of 2014, the last figures it has disclosed.

Safe Harbor 8

Safe Harbor Hedge EPS Price 8

Harvard Business Review

JULY 26, 2018

Grab, which launched its service in 2012 with 40 drivers in Malaysia, came late to the ride-hailing game, only after Uber had established a formidable position in the United States. Such knowledge is in fact the prerequisite to innovation. In other words, the initial innovations that made Uber dominant also left it vulnerable.

Transportation 9

Transportation Health Care Venture Capitalist Advertising 9

Harvard Business Review

AUGUST 1, 2012

But analysis of interviews conducted by the London School of Economics and the Open University with 118 traders (116 men, 2 women) and 10 senior managers at four City of London investment banks found otherwise. Innovation Almost Bankrupted LEGO (Knowledge@Australian School of Business). It’s a dirty job but….

Banking 11

Banking Analysis Innovation Succession 11

Harvard Business Review

JANUARY 3, 2017

Unless we also design new ways of talking about ideas and exploring the future, those product and service innovations will never be embraced by the organization and never make their way out into the world. John Shuttleworth, a member of BTFG’s Executive Management Team, is responsible for Platforms and Investments. Related Video.

Commitment 11

Commitment Banking Proposal Video 11

Women on Business

DECEMBER 20, 2012

president of Simon Associates Management Consultants. In 2012, according to the State of Women-Owned Businesses Report from American Express Open, there are more than 8.3 In 2012, over 50% of dentists are women, as are 47% of medical students. Her husband left his real estate firm to run her office and manage the company.

Trends 265

Trends Power Simon Real Estate 265

Harvard Business Review

MAY 16, 2014

And the havoc being wreaked — in higher prices, banned devices, and stifled innovation — is laying waste to the industry landscape. I will spend my last dying breath if I need to,” Jobs is quoted as saying in a series of jeremiads , “and I will spend every penny of Apple’s $40bn in the bank, to right this wrong. And so Apple has.

Outsourcing 8

Outsourcing Software Industry Construction 8

Harvard Business Review

JUNE 25, 2013

In December 2012 and January of this year, Tata Consultancy Services surveyed 1,217 executives from large companies (revenue of more than $1 billion) in a dozen global industries in North America, Europe, Asia-Pacific, and Latin America. Yet ROI leaders in our study also included telecoms, retailers, banks and high-tech companies.

ROI 8

ROI Company Learning Curve Retail 8

Harvard Business Review

JULY 22, 2016

Organizations that manage digital networks (we call them network orchestrators) are different from traditional product and service providers. BancAlliance, a consortium of community banks, has partnered with Lending Club, a peer-to-peer lending marketplace.

Real Estate 8

Real Estate Business Model Incubator Short-term 8

Harvard Business Review

APRIL 18, 2012

The choice of who will lead the World Bank has been made. It was a much-watched contest, as many had thought it might turn out otherwise—that the old boys' bargain, under which an American gets to lead the World Bank and a European gets the IMF, would cave in to pressure from everyone else. But haven't we heard this before?

Globalization 11

Globalization Banking Restructuring Politics 11

Harvard Business Review

JANUARY 24, 2017

Located in the heart of Colombia’s coffee region, in 2012 Manizales was a good place to grow up and get an education, and an even better place to retire, safe and surrounded by beautiful scenery. However, during their prime working years, most Manizalenos would move to Bogota (7 million people) or Medellin (2.5 strategic hires).

Entrepreneur 8

Entrepreneur Mentor Banking Self-aware 8

Harvard Business Review

NOVEMBER 3, 2016

nearly 6 million entry-level jobs will be created from 2012 to 2022, according to the Bureau of Labor Statistics. Tapping into this talent has implications for HR management, calling for new approaches to screening talent, including sourcing, selection, and role definition. Across the U.S., Sourcing for Commitment.

Organization 8

Organization Chief Operating Officer Education Software 8

Harvard Business Review

MARCH 28, 2016

inch disk drives; LCD vs. CRT television; online vs. brick-and-mortar banks). Since its bankruptcy in 2012, Kodak has been a poster child for innovation incompetence: After inventing the world’s first digital camera in 1975, the conventional story goes, myopic managers allowed a bloated company to let inertia drive it off a cliff.

Company 8

Company How To Technology Strategy 8

Harvard Business Review

JULY 22, 2013

adults involved in start-ups hit a record 13% in 2012 , the White House proclaimed that " entrepreneurs are the engine of our economy " [PDF]. Said one: "I can''t get a mortgage - the bank won''t even look at me." "I could have joined Company Y in the early days. But I decided to work for a real organization.".

Entrepreneur 8

Entrepreneur Sharpe Hotels Career 8

Marshall Goldsmith

OCTOBER 14, 2013

And, in a very different industry, Royal Bank Financial Group’s Dominion Securities is developing financial service super stores that combine investment, savings, and insurance solutions for the group’s clients. People throughout the organization will be expected to routinely make decisions once reserved for managers.

Telecommunications 111

Telecommunications Franchising Consultative Diversity 111

Harvard Business Review

FEBRUARY 14, 2013

By the summer of 2012, these ventures had accumulated fewer Facebook likes (an average of roughly 980 compared to more than 1,600 for the inexperienced entrepreneurs) and fewer Twitter followers (an average of roughly 900 compared to more than 1,000). Build Your Bench Strength Without Breaking the Bank.

Entrepreneur 8

Entrepreneur Sample Follow-up Metrics 8

Harvard Business Review

AUGUST 31, 2016

When my daughters were little, each time one of them received a birthday or holiday card from their grandparents with a crisp $20 in it, I silently vowed that I would finally get around to opening a savings account for them at our local bank so they could start learning the virtues of saving and compounded interest. That got old quickly.

Productivity 8

Productivity Products Christensen Power 8

Harvard Business Review

MARCH 14, 2016

billion, which has experienced incredible growth, with the total number of users having practically doubled each year since 2012. HelloFresh has also had impressive growth rates, with revenues reaching about $300 million in 2015, a huge increase from its $3 million in 2012. A third example is Airbnb, now valued at $25.5

Company 8

Company Succession Analysis Entrepreneur 8

Harvard Business Review

DECEMBER 14, 2011

More importantly, the IMF predicts strong 4% growth for the region in 2012 and Gulf Cooperation Council countries could set a torrid 7% pace. This is a demographic dividend that, if managed properly (more on education later), can give the region an advantage for years to come. It's also getting easier to do business across the region.

Class 15

Class Globalization Survey Cooper 15

Harvard Business Review

MARCH 26, 2015

But in the aftermath of the financial crisis, risk managers have become increasingly involved in business strategy and decisions. those without bank accounts), by adopting the more dynamic “customer life cycle” view. Use risk data as an avenue for innovation. The risk function can do the same.

Credit Scoring 8

Credit Scoring Risk Management Finance Marketing 8