Harvard Business Review

AUGUST 23, 2012

On May 24, 2012, Goldman Sachs did something it had never done in its venerable 143-year history. So why did one of the planet's biggest investment banks — and its 33,300 employees — hold out so long? So why did one of the planet's biggest investment banks — and its 33,300 employees — hold out so long?

Compliance 15

Compliance Media Compliance Officer Policies 15

Strategy Driven

MARCH 23, 2023

Definition of Data Storage Solutions Data storage solutions encompass a variety of technologies, tools, and platforms that businesses use to store, manage, and safeguard their data. For example, cloud storage solutions offer virtually unlimited scalability, allowing enterprises to store and manage an increasing amount of data.

Power 110

Power Efficiency Cost FAQ 110

Harvard Business Review

JANUARY 3, 2017

John Shuttleworth, a member of BTFG’s Executive Management Team, is responsible for Platforms and Investments. The company, Australia’s largest wealth platform provider, is the wealth management arm of the Westpac Group (Australia’s second largest bank in terms of market capitalization). Related Video.

Commitment 12

Commitment Banking Proposal Video 12

Harvard Business Review

MAY 28, 2018

Nikon, the legendary Japanese camera maker, provides a textbook study in how smart managers can work with strategic investors to transform a struggling business. They had surged with the rise of digital camera only to peak in 2012, coming back down as smart phones became widely used. Heini Wehrle/BIA/Minden Pictures/Getty Images.

Company 8

Company ROIC CFO Restructuring 8

Harvard Business Review

JUNE 25, 2013

In December 2012 and January of this year, Tata Consultancy Services surveyed 1,217 executives from large companies (revenue of more than $1 billion) in a dozen global industries in North America, Europe, Asia-Pacific, and Latin America. Yet ROI leaders in our study also included telecoms, retailers, banks and high-tech companies.

ROI 8

ROI Company Learning Curve Retail 8

Harvard Business Review

APRIL 16, 2014

CEO Ginni Rometty took the top job in 2012, and identified Africa as a locus of technological growth early in her tenure. It was co-hosted by the Minister of Technology and included ministers from the cabinet charged with meeting the Grand Challenges IBM identified. It also demands senior management and board involvement.

Globalization 8

Globalization Development Supply Chain Long-term 8

Harvard Business Review

DECEMBER 4, 2018

The ones that manage to escape are discount chains —such as T. In dollar terms, small players—defined as those with sales less than $1 billion—grabbed approximately $15 billion in sales from their larger peers between 2012 and 2017. Penney, and Barnes & Noble. Price competition hurts. P&G should follow suit.

Brand 10

Brand Retail Incubator Merchandising 10

Harvard Business Review

OCTOBER 12, 2016

Both of these Trojans target system information, online credentials, and banking details. billion has been hacked from the Boleto Bancário, a payment method managed by the Brazilian Federation of Banks, since 2012. These are also customizable tools that can gather any sort of information the thief wishes.

Company 8

Company Banking Information Advice 8

Harvard Business Review

JUNE 11, 2015

By second phase, I mean the creation of entirely new offerings that are possible only because of digital technology. What seems certain is that if you’re managing an incumbent company, you cannot predict, much less invent, the future on your own. Barclays Bank has invested in more than 20 start-ups in the last couple of years.

Advertising 8

Advertising Banking Learning Curve Ryan 8

Harvard Business Review

JULY 22, 2016

Organizations that manage digital networks (we call them network orchestrators) are different from traditional product and service providers. BancAlliance, a consortium of community banks, has partnered with Lending Club, a peer-to-peer lending marketplace.

Real Estate 8

Real Estate Business Model Incubator Short-term 8

Women on Business

DECEMBER 20, 2012

president of Simon Associates Management Consultants. In 2012, according to the State of Women-Owned Businesses Report from American Express Open, there are more than 8.3 In 2012, over 50% of dentists are women, as are 47% of medical students. Her husband left his real estate firm to run her office and manage the company.

Trends 265

Trends Power Simon Real Estate 265

Harvard Business Review

NOVEMBER 3, 2016

nearly 6 million entry-level jobs will be created from 2012 to 2022, according to the Bureau of Labor Statistics. Tapping into this talent has implications for HR management, calling for new approaches to screening talent, including sourcing, selection, and role definition. Across the U.S., Sourcing for Commitment.

Organization 8

Organization Chief Operating Officer Education Software 8

Harvard Business Review

APRIL 18, 2012

The choice of who will lead the World Bank has been made. It was a much-watched contest, as many had thought it might turn out otherwise—that the old boys' bargain, under which an American gets to lead the World Bank and a European gets the IMF, would cave in to pressure from everyone else. But haven't we heard this before?

Globalization 11

Globalization Banking Restructuring Politics 11

Harvard Business Review

MAY 16, 2014

“I will spend my last dying breath if I need to,” Jobs is quoted as saying in a series of jeremiads , “and I will spend every penny of Apple’s $40bn in the bank, to right this wrong. Here’s where the problem has become especially acute for information technology inventions such as smartphones and tablets. And so Apple has.

Outsourcing 8

Outsourcing Software Industry Construction 8

Frank Sonnenberg Online

APRIL 18, 2021

A 2012 article in The Atlantic talks about the concept of “mismatch” and how, “The student who is underprepared relative to others in that class falls behind from the start and becomes increasingly lost as the professor and his classmates race ahead.

Diversity 138

Diversity Short-term Root Cause Analysis Class 138

Harvard Business Review

JULY 26, 2018

Grab, which launched its service in 2012 with 40 drivers in Malaysia, came late to the ride-hailing game, only after Uber had established a formidable position in the United States. Though none of these tweaks can be claimed to be a technological breakthrough, they have collectively helped Grab win over local consumers.

Transportation 9

Transportation Health Care Venture Capitalist Advertising 9

Harvard Business Review

MARCH 28, 2016

In the past, disruption occurred at the level of discrete product and service technologies that competed to offer better value for customers (e.g., inch disk drives; LCD vs. CRT television; online vs. brick-and-mortar banks). Although Kodak had a slow start, it did, in fact, manage a miraculous, successful digital transformation.

Company 8

Company How To Technology Strategy 8

Harvard Business Review

APRIL 18, 2013

A 2012 Pricewaterhouse Coopers survey found that 60% of CEOs did not believe they had the talent they needed to be successful, and one in four had to delay or forego market opportunities and strategic initiatives because they didn''t have the right talent. Hiring Managing people' employers report having difficulty filling key roles.

Cooper 8

Cooper Customer Loyalty Storytelling Career 8

Harvard Business Review

JANUARY 17, 2014

Although you may enjoy the same convenience with your own bank, you can thank USAA for it. They were the initial developers of this technology and hold the patent for it. Last year, its not-for-profit Educational Foundation conducted close to 850 financial management presentations to nearly 50,000 attendees in the military community.

Company 8

Company Innovation Wilde Insurance 8

Harvard Business Review

OCTOBER 26, 2015

From banking to computing to beer , mergers and acquisitions are accumulating at a breathtaking pace, raising antitrust concerns in the middle of a contentious presidential election cycle. For a long time, technology gave big players a competitive advantage because no one else could afford to be big. At that rate, the number of U.S.

Competitive Advantage 8

Competitive Advantage Pharmaceuticals Industry Trends 8

Harvard Business Review

JULY 16, 2013

Our 2012 survey, in partnership with WomenCorporateDirectors and Heidrick & Struggles, of more than 1,000 corporate directors across the globe, found that only 48% of the boards had a formal process of determining the combination of skills and attributes required for their board and, therefore, for new directors.

Telecommunications 8

Telecommunications Biotechnology Health Care Real Estate 8

Harvard Business Review

JUNE 23, 2014

Yet for each Radio Shack and Barnes and Noble fighting for its life, there are still those beloved corner stores and discount chains that manage to thrive. In that time, it’s grown from less than 70 branches to nearly 400, becoming the largest regional bank in the Western US. Most learn to emphasize their advantage in immediacy.

Retail 8

Retail Reis Price Banking 8

Harvard Business Review

APRIL 4, 2016

While the middle class has been eroded by currency depreciation and recession, the Russian consumer remains technologically savvy, interested in quality Western brands, and able to spend. And prior to the latest economic challenges, its middle class was estimated to account for as much as 60% of the total population.

Depreciation 8

Depreciation B2B Price Crisis 8

Marshall Goldsmith

OCTOBER 14, 2013

Many technologies, such as computers, copiers, fax machines, and other office equipment are rapidly converging. And, in a very different industry, Royal Bank Financial Group’s Dominion Securities is developing financial service super stores that combine investment, savings, and insurance solutions for the group’s clients.

Telecommunications 111

Telecommunications Franchising Consultative Diversity 111

Harvard Business Review

MARCH 31, 2015

Not only has business investment in R&D been outpacing economic growth in recent years (2012 is the most recent year available), but it’s also outpacing longer term trends. We should also question the assumption that investor preference for quick returns limits managers’ ability to invest in the future.

Innovation 8

Innovation Short-term Long-term Budgeting 8

Harvard Business Review

JANUARY 18, 2012

Instead, Dr. V changed the face of eye care on the planet, and he did it by owning the entire problem — providing community outreach, eye care, training, eye banks, research and the production of inexpensive but high-quality eye care supplies. Aravind now makes 7% of all IOLs in the world.

Self-aware 15

Self-aware Franchising Quality Globalization 15

Strategy Driven

AUGUST 3, 2012

This review is the basis for most elements that will appear in a strategic plan, including the organization’s strengths, weaknesses, opportunities, threats, actions, challenges, teamwork, change management, commitment, future trends and external forces. Management is concerned that resources are not concentrated on important things.

Review 58

Review Company Strategic Planning Industry 58

Strategy Driven

JUNE 22, 2012

My analysis: Productivity software does no good unless one commits to change, alters behavioral traits and commits to time management. Communications is fundamental to maintaining, but technology is only as good as the people using it. Many managers have poor people skills, as well as poor verbal-written communications skills.

Brand 51

Brand Analysis Advertising Software 51

Harvard Business Review

APRIL 12, 2016

It started in 2012 and grew quickly, taking advantage of Amazon’s spotty service, long shipping times, and poor user experience. All told, such African technology start-ups attracted $186 million in early stage funding last year. Like many promising new markets, African technology has been the subject of hype.

Company 8

Company NGO Long-term Technology 8

Harvard Business Review

JULY 16, 2013

The third wave will be the mobile portfolio manager, the automobile to the mobile wallet''s horseless carriage, which marries the convertibility of the first wave with the convenience of the second. Over 10 million Starbucks eGifts, the digital version of a gift card, have been sent just since 2012.

Brand 8

Brand Loyalty Retail Technology 8

Harvard Business Review

SEPTEMBER 8, 2016

At first, the causes of free fall appear to be external: a global financial crisis, a banking system collapse, government deregulation, or, more common, a new business model or technology harnessed by a nimble insurgent competitor. When a company is in free fall, it makes sense to replace the management team, for all sorts of reasons.

Company 8

Company How To Business Model Engineering 8

Harvard Business Review

MARCH 26, 2015

But in the aftermath of the financial crisis, risk managers have become increasingly involved in business strategy and decisions. those without bank accounts), by adopting the more dynamic “customer life cycle” view. With its 2012 London Olympics sponsorship it resolved to optimize its ads in real time.

Credit Scoring 8

Credit Scoring Risk Management Finance Marketing 8

Harvard Business Review

MARCH 28, 2013

Last fall, my team huddled in a room to review our pipeline for the Global Impact Awards , Google's program to support entrepreneurial nonprofits using technology to change the world. Their lean model uses mobile-based banking technology from M-Pesa to transfer 90% of the money raised into the hands of the poor.

Benchmarking 8

Benchmarking Technology Globalization Long-term 8

Harvard Business Review

MARCH 30, 2015

Vodafone has led the STEM companies with its Returning to Technology program that began in 2012. Liberty Mutual, Lloyds Banking Group, Zillow and Return Path have followed suit. Developing employees Talent management Professional transitions' They join Goldman Sachs, which has offered such a program since 2008*. (I

Power 8

Power Participative Document Class 8

Harvard Business Review

OCTOBER 2, 2014

Technological advances and employers looking to lower costs have resulted in more people working outside an office than ever before. by 80% between 2005 and 2012. Today, she writes articles for everyone from parenting and banking sites to “car companies, drug companies, beauty companies, you name it,” she says.

Case Study 12

Case Study Motivation Productivity Products 12

Harvard Business Review

APRIL 30, 2012

On February 16, 2012, Barclays of U.K. But this isn't the first big innovation in mobile banking. That revolution, in turn, is causing India to leapfrog brick-and-mortar banking to wireless banking for the masses. Counterintuitive as it may seem, poor countries may be ahead of rich countries in mobile banking.

Banking 14

Banking Development Wireless Chief Operating Officer 14

Harvard Business Review

OCTOBER 14, 2013

democratized communication technologies like Skype) and more physical touch points (e.g. Clearly one reason is remittances: according to the World Bank, over $400 billion was sent back to developing countries in 2012. The knowledge and technology transfer stage, however, is where most developing markets are focused today.

Marketing 8

Marketing Strategy Metrics Incentives 8