Strategy Driven

JUNE 19, 2015

Breaches of data integrity, or BDIs, can damage a company’s reputation, demographic, product or service, or what’s worse, and often the outcome, finances. Richard designed and implemented a business plan to offer bank merger data conversion services which resulted in the successful merger of over 50 financial institutions.

Software 50

Software Insurance System Operations 50

Great Leadership By Dan

SEPTEMBER 15, 2011

There are many examples of companies that have successful leadership training programs in place, such as Bank of America, General Electric, Microsoft, Philip Morris, Novartis International, and Marriott International to name just a few. She is currently President of the PMI® Mass Bay Chapter Board of Directors (2011 – 2013).

Case Study 228

Case Study Training Development Leadership 228

Harvard Business Review

APRIL 21, 2016

We plotted shared directorships among 176 large companies in 1976 and 2013, two years that followed a major global economic crisis. Only about 18% of interlocks were international in 1976, and most of those were transatlantic links in finance and energy — two of the first industries to begin globalizing. Board Interlocks, 2013.

Crisis 8

Crisis Globalization Banking Consensus 8

Harvard Business Review

DECEMBER 27, 2013

proprietary data shows that the smallest businesses have been growing revenues the fastest: In 2013 alone, micro business revenue on average grew by 2.14% while small business revenue grew by 1.18%. The largest businesses are able to secure financing with relative ease and on strong terms, including historically low interest rates.

Banking 8

Banking How To Finance Committee 8

Harvard Business Review

OCTOBER 6, 2016

The bank has since fired 5,300 employees for the illegal behavior and eliminated retail bank sales goals entirely. As a result of this fraud, the bank is now being investigated by Federal prosecutors and Congressional overseers. But the fallout is far from over. A blind spot among senior leaders.

Banking 11

Banking Committee Leadership Ethics 11

Harvard Business Review

NOVEMBER 22, 2018

The past five years have seen explosive growth in “corporate green bonds” issued to finance climate-friendly projects. While investors bought just $3 billion of these bonds in 2013, they scooped up $49 billion worth in 2017, bringing the total sold since 2013 to $113 billion at an average of $308 million per offering.

Bond 11

Bond Company Long-term Short-term 11

Harvard Business Review

MARCH 26, 2014

As Bitcoin entrepreneur and Circle founder Jeremy Allaire — whose company this morning announced another $17 million in venture capital financing — explained at a panel I moderated Monday at Harvard Business School, there is an appropriate role for regulators to play in ensuring consumer protection. When companies like Mt.

Entrepreneur 8

Entrepreneur Decentralization Banking Compliance 8

Harvard Business Review

MAY 20, 2014

financial services sector went from 13,000 of independent banks to half that number, while the top ten banks grew from 20% market share to 60%. As of 2013, the top ten banks had 70% of the market. Economy Entrepreneurship Finance' This paper by the Richmond Fed shows how from 1960 to 2005, the U.S.

Pharmaceuticals 11

Pharmaceuticals Banking Chemicals Trends 11

Harvard Business Review

DECEMBER 28, 2017

After Mugabe claimed victory in a disputed election in 2013, however, corruption increased , while the strengthening U.S. Moreover, having regularly defaulted on its debts, few international institutions are willing to lend to the government, forcing it to rely on poorly capitalized local banks.

Banking 8

Banking First-mover Advantage Politics Finance 8

Harvard Business Review

JULY 10, 2013

Fast-forward to 2013: Zoho is a $200 million dollar a year company. The initial cash needs to come from revenues, not financing. Not even any kind of bank financing. In this equation, outside financing is Optional. He offered the product to small businesses, and customers lapped it up. No venture capital.

Incubator 8

Incubator Finance Entrepreneur Case Study 8

Harvard Business Review

AUGUST 11, 2014

Factors ranging from weak demand to bank consolidation have combined to hobble many small businesses  and if these factors arent addressed, they could continue to impede U.S. And as we describe in a recent HBS Working Paper , gaps remain in traditional bank credit supply. job growth and economic security. small businesses.

Technology 9

Technology Banking Class Real Estate 9

Harvard Business Review

JULY 9, 2015

The African Development Bank (AfDB) is the most visible organization tasked with shepherding that inclusive innovative growth. Based in Abidjan, the economic capital of the Ivory Coast, 60% of the bank’s shares are held by the 54 countries in Africa, and a minority stake is held by 27 partner countries, including the U.S.,

Banking 8

Banking Globalization Credit Rating Short-term 8

Harvard Business Review

OCTOBER 24, 2014

Dudley, the president of the Federal Reserve Bank of New York, gave a speech Monday in which he used the word “culture” 45 times. I’m hoping they mark the beginning of a change in how regulators think about reining in law-breaking and excessive risk-taking at banks. The bank also went after the bonuses of the individuals involved.

Banking 9

Banking Ethics Long-term Hedge 9

Harvard Business Review

MAY 17, 2017

In the European Union, government VCs allocated €3,621,000,000 to finance innovation and growth in small and medium-size businesses from 2007 to 2013. Women were also denied financing to a greater extent than men, with close to 53% of women having their applications dismissed, compared with 38% of men.

Venture Capitalist 8

Venture Capitalist Entrepreneur Finance Influence 8

Harvard Business Review

FEBRUARY 10, 2015

the movement to enhanced reporting is led by the International Integrated Reporting Council (IIRC), which is endorsed by regulatory heavy weight Mark Carney, Governor of the Bank of England. Deutsche Bank felt compelled to explain there was a good reason (in this case increased efficiency through e-learning). Outside the U.S.,

Human Capital 8

Human Capital CFO Banking Report 8

Harvard Business Review

DECEMBER 13, 2013

Professionals from the banking, finance, investing, and accounting worlds. billion in 2013 – up about 15% from the year before, according to our 2013 Marijuana Business Factbook. And more are joining every day. Interior design specialists, journalists, and healthcare veterans. medical marijuana sales hit an estimated $1.5

Industry 11

Industry Retail Banking Brand 11

Harvard Business Review

AUGUST 23, 2012

So why did one of the planet's biggest investment banks — and its 33,300 employees — hold out so long? For highly regulated sectors like finance, social media can be a legal minefield. By the end of 2013, Gartner research estimates half of all companies will have to produce social media records for e-discovery.

Compliance 15

Compliance Media Compliance Officer Policies 15

Harvard Business Review

MAY 5, 2016

The economy still hasn’t received a boost from sanctions relief, and many big banks that left the country have not returned. sanctions are delaying these projects being financed. Large European banks in particular are not ready to return to Iran even though they are permitted. However, remaining U.S.

Tourism 8

Tourism Banking Due Diligence Hotels 8

Harvard Business Review

APRIL 15, 2015

The Syracuse story, for example, shows the top five telemarketers in New York were paid 44% — not 95% — of the $201 million they raised in 2013. This form of carrying debt is not really any different than banks holding notes on charities for financing their buildings and vans. Non-profit Finance & Accounting'

Telemarketing 8

Telemarketing Long-term Short-term Finance 8

Harvard Business Review

OCTOBER 9, 2015

There are two stories you can tell about finance in America. In the second , Wall Street is capturing value rather than creating it; as economist Tyler Cowen once put it : “It’s as if the major banks have tapped a hole in the social till and they are drinking from it with a straw.” eBay is a recent example.

Hedge 8

Hedge Finance Short-term Document 8

Harvard Business Review

APRIL 28, 2015

Consider those street vendors selling Econet airtime, or the small vendors who make up the agent network at the heart of Kenya’s most profitable bank, Equity Bank. Since 2013, BizCorps has placed top MBAs in Columbia and Kenya. But it also sets you apart when thinking about markets at home.

Marketing 8

Marketing Career Wireless Decentralization 8

Harvard Business Review

SEPTEMBER 19, 2018

As banks rush to digitize their operations , many have found that closing their local branches can help maintain a high return on an otherwise pricy transformation. European banks, for example, closed over 9,000 branches in 2016, which represents a 4.6% In the United States, the total number of bank branches has dropped by 8.2%

Banking 8

Banking Entrepreneur Finance Intangible Assets 8

Harvard Business Review

FEBRUARY 7, 2014

BuildDirect was founded in 1999 by CEO Jeff Booth with his good friend Rob Banks. Booth and Banks each invested $20,000 to start a company that could ship heavy home-improvement products more efficiently. Sales doubled in 2013. Until 2013, the rocks were reevaluated every 90 days.

Venture Capitalist 8

Venture Capitalist Brainstorming Proposal CEO 8

Harvard Business Review

MARCH 14, 2016

The term “unicorns,” coined, in 2013, by Aileen Lee, founder of Cowboy Ventures , is commonly used to identify venture-backed private companies valued at $1 billion or more. Financed by VC firms. billion in a single round of equity financing, the largest private fundraising round for a VC-backed startup ever.

Company 8

Company Succession Analysis Entrepreneur 8

Harvard Business Review

APRIL 27, 2015

A witty comment or botched response on Twitter can travel to Facebook and even news websites in minutes (think of the Oreo tweet during the Superbowl blackout of 2013 ). The energy, finance, and technology sectors tend to tweet using a male-biased tone of voice. The algorithm is able to infer gender based on language.

Company 8

Company Airlines Brand Analysis 8

Harvard Business Review

MARCH 10, 2015

Although the Eurozone’s 19 finance ministers recently threw Greece a much-needed economic lifeline , and the latter repaid the first of four loan installments that it owes the IMF in March 2015, there’s no long-term relief in sight for the troubled economy. in 2013; and by an estimated 2.8% in 2012; 5.4%

GDP 8

GDP Real Estate Tourism Long-term 8

Harvard Business Review

MAY 10, 2012

Furthermore, I understand all too keenly the complexities of determining a fair valuation for companies that are too early in their development to fit existing measurement standards and can't meet the criteria for standard bank or SBA funding. will not be legalized until 2013).

Due Diligence 10

Due Diligence Real Estate Management Banking 10

Harvard Business Review

AUGUST 5, 2014

McKinsey’s DataMatics 2013 survey shows that companies that use customer analytics extensively are more than twice as likely to generate above-average profits as those that don’t. The CMO also worked with the finance office and product managers to link pricing and benchmark data into the RFP process, which improved quality and response times.

P&L 11

P&L Banking Marketing Call Center 11

Harvard Business Review

MAY 28, 2013

As Pew Internet reports : Young adults: 50 percent of teen smartphone owners, aged 12-17, say they use the internet mostly on their cell phone, according to a 2013 Pew Internet report on Teens and Technology. Internal data from some finance, healthcare, and travel providers show similar mobile-only usage.

Content 12

Content Audience Marketing Strategy Report 12

Harvard Business Review

MARCH 6, 2014

The researchers looked at systematic reviews conducted between 2006 and 2013. The effect sizes for these trials are still quite small, but when added together, there was more, and qualitatively better, evidence associating sugar consumption and increased weight gain the closer one got to 2013. Where should all this go in our minds?”.

Peer Review 8

Peer Review Review Industry Wilde 8

Harvard Business Review

OCTOBER 25, 2017

In 2013 spending on care for people with the disease in the United States topped $100 billion. Financing is managed through a collaboration between Geisinger Health and our health insurance company, Geisinger Health Plan (GHP). We are grateful to the Central Pennsylvania Food Bank for their partnership and assistance.

Class 8

Class Insurance Cost Health Care 8

Harvard Business Review

MAY 14, 2015

The company’s executives said that to help finance the plan, McDonald’s would increase refranchising (turning company-owned restaurants into franchises), take on more debt (even at the risk of lowering its bond rating ), and find $300 million to cut in general and administrative expenses. million in 2014 to a high of $12.6

Price 8

Price Franchising Short-term CFO 8

Harvard Business Review

DECEMBER 8, 2015

In 2013, technical glitches caused a three-hour stop at the Nasdaq. This might include banks, advocacy groups, travel agencies, hotel companies and more. And it potentially eliminates the need for all intermediaries in most transactions, even those outside finance.

Trends 8

Trends Film Technology Software 8

Harvard Business Review

SEPTEMBER 10, 2015

As a result, tech-sector employment has declined as a percent of the workforce, from 11% in 2006–2008 to 9% in 2013. billion in 2013. To answer these questions, we built a database of 112 Israeli companies founded between 1996 and 2013 that have met or exceeded $20 million in revenue. But is all of that changing?

Venture Capitalist 8

Venture Capitalist Entrepreneur Marketing IPO 8

Harvard Business Review

MARCH 24, 2017

ICOs are the Wild West of financing — they sit in a grey zone where the U.S. Secondly, they are global instruments — not national ones — and they are funded using bitcoin, ether and other cryptocurrencies that are not controlled by any central authority or bank. It’s now worth approximately $1,1200 per bitcoin.

Venture Capitalist 12

Venture Capitalist Due Diligence Finance Long-term 12