Use Jugaad to Innovate Faster, Cheaper, Better
Harvard Business Review
DECEMBER 8, 2011
Jugaad is a Hindi word that loosely translates as "the gutsy art of overcoming harsh constraints by improvising an effective solution using limited resources." For instance, YES Bank , one of India's leading private banks, has deployed a mobile payment solution that enables money transfer via cellphones without the need for a bank account.
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