Harvard Business Review

MAY 7, 2018

This confusion originates in the fact that for older forms of money — gold or bank notes — there is no distinction between the “what” and the “how”; you simply pay by handing dollar bills or gold coins to the seller. This made traditional banks in the U.S. This made traditional banks in the U.S.

Banking 8

Banking Technology System Disruptive Innovation 8

Harvard Business Review

DECEMBER 24, 2013

The result, I think, is a set of ideas that together are important, useful, and original, and that feel like quite an accurate account of the management concerns many of us shared in 2013. We also found seven other reasons Africa’s economy might leapfrog the economies of more developed nations. Here’s the list.

Management 20

Management Health Care Middle Management Agility 20

Harvard Business Review

DECEMBER 5, 2016

Most companies make big investments in leadership development, rolling out intensive internal programs for high potentials, sending key leaders off to expensive executive education programs, or hiring personal coaches for those moving into key positions at the top of the company. ” Develop: Let them improvise. .”

Leadership Development 8

Leadership Development Development Leadership Banking 8

Harvard Business Review

JULY 17, 2014

When Raja Rajamannar became CMO of MasterCard Worldwide in 2013, he moved quickly to transform how the credit card giant measures marketing. But the real power and full potential of data was not being fully realized by marketing. As an ingredient brand, Intel often struggled to link marketing to P&L impact.

Finance 15

Finance Marketing P&L ROI 15

Strategy Driven

MAY 15, 2013

Playing To Win is a convergence of sports analogies and practical business skills to educate and entertain readers as they further develop their sales abilities. The market is filled with self-help books promising to propel one’s sales career to the top. Why do sales reps stop developing the skills needed to stay on top?

Sports 50

Sports Open-book Follow-up Career 50

Women on Business

DECEMBER 20, 2012

I was recently asked to think about how 2013 trends will impact women in the work force and how women will impact the trends. As a female entrepreneur who has built a successful company over the past decade, I forced myself to look even further ahead and determine what might be coming, not just in 2013 but in the next five years or so.

Trends 265

Trends Power Simon Real Estate 265

Harvard Business Review

JULY 2, 2015

Many companies start their search for global growth in an alphabet soup of emerging-market groupings such as the BRIC , CIVETS , MINT , Next 11 , and so on. There are several flaws in using such acronyms as the basis for entering overseas markets. Is that smart? Not really, suggests our analysis.

Marketing 8

Marketing Benchmarking Globalization Construction 8

Harvard Business Review

JUNE 7, 2012

The numbers are enough to make the apple pop right out of the marketer's eye. Of course, that's based on a rather broad definition from the World Bank: those who earn an income in excess of $2 a day after adjusting for purchasing power. Clearly that's not quite the target market for a new washer and dryer.

Disruptive Innovation 22

Disruptive Innovation Innovation Pharmaceuticals Class 22

Harvard Business Review

OCTOBER 31, 2014

Now the best description might be, “giant bank account with a company attached.” Most of its conventions (the hashtag, for example) had been developed by users. billion in its 2013 IPO) that investors have plowed into it. There was a time when Twitter could be described as “plumbing.” The company has piles of money — $3.6

Marketing 13

Marketing IPO Venture Capitalist Fashion 13

Harvard Business Review

DECEMBER 28, 2017

Mugabe’s ouster and replacement with his one-time deputy, Emmerson Mnangagwa, was the most significant development in the Southern African nation since it gained independence from Britain in 1980. This is promising for a market formerly dubbed the “breadbasket of Africa.”

Banking 8

Banking First-mover Advantage Politics Finance 8

Harvard Business Review

JULY 9, 2015

The African Development Bank (AfDB) is the most visible organization tasked with shepherding that inclusive innovative growth. Based in Abidjan, the economic capital of the Ivory Coast, 60% of the bank’s shares are held by the 54 countries in Africa, and a minority stake is held by 27 partner countries, including the U.S.,

Banking 8

Banking Globalization Credit Rating Short-term 8

Harvard Business Review

MAY 16, 2016

Strategic alignment, for us, means that all elements of a business — including the market strategy and the way the company itself is organized — are arranged in such a way as to best support the fulfillment of its long-term purpose. But corporate leaders today seem to agree that strategic alignment is high on the list.

Banking 15

Banking Strategy Film Operations 15

Harvard Business Review

MAY 5, 2016

But peruse some of the recent headlines about Iran , and you might wonder whether the market’s potential was overstated. The economy still hasn’t received a boost from sanctions relief, and many big banks that left the country have not returned. financial system for bank transactions related to Iran.

Tourism 8

Tourism Banking Due Diligence Hotels 8

Harvard Business Review

AUGUST 28, 2018

The trick is, growth strategies have to fit the company’s current context, especially its brand promise and its target market. There it had become the market leader for e-commerce payment processing, but by 2015 it had some formidable rivals. market for e-commerce processing was saturated, went with the latter.

Productivity 8

Productivity Products Decentralization Resistance 8

Harvard Business Review

JUNE 7, 2012

The numbers are enough to make the apple pop right out of the marketer's eye. Of course, that's based on a rather broad definition from the World Bank: those who earn an income in excess of $2 a day after adjusting for purchasing power. Clearly that's not quite the target market for a new washer and dryer.

Disruptive Innovation 12

Disruptive Innovation Innovation Pharmaceuticals Class 12

Harvard Business Review

FEBRUARY 10, 2015

Yet, unlike money, the market for personal data is relatively embryonic. Similarly, trust erosion triggered by Edward Snowden’s revelations of government surveillance in mid-2013 are estimated to have cost U.S. At the same time, several technology platforms that do not collect or share personal data have emerged since mid-2013.

Telecommunications 8

Telecommunications Cost-Benefit Analysis Reputation Survey 8

Harvard Business Review

DECEMBER 14, 2016

Prime Minister Narendra Modi launched a surprise in early November, demonetizing 500 and 1,000 rupee bank notes. In the meantime, retail and wholesale markets have stalled around the country. The disruptive action did not originate in a small segment of the market; it was launched nationwide.

Banking 8

Banking Cost Policies Supply Chain 8

Harvard Business Review

AUGUST 5, 2014

Instead, the last few years have seen a proliferation of C-suite titles that include a component of marketing. This diversity reflects not only a deepening understanding of the connection between growth and customer satisfaction, but a much greater awareness of what marketing can do to help forge that bond.

P&L 14

P&L Banking Marketing Call Center 14

Harvard Business Review

AUGUST 11, 2014

Factors ranging from weak demand to bank consolidation have combined to hobble many small businesses  and if these factors arent addressed, they could continue to impede U.S. And as we describe in a recent HBS Working Paper , gaps remain in traditional bank credit supply. job growth and economic security. small businesses.

Technology 12

Technology Banking Class Real Estate 12

Harvard Business Review

FEBRUARY 19, 2015

By year’s end, the seven biggest emerging markets were larger than the G7 , in purchasing power parity terms. Far from Silicon Valley, Shanghai, or Singapore, a German company, Rocket Internet, has been busy launching e-commerce start-ups across a wide range of emerging and frontier markets.

Constraint 8

Constraint Marketing Innovation Uncertainty 8

Harvard Business Review

DECEMBER 13, 2013

Professionals from the banking, finance, investing, and accounting worlds. Technology, marketing, retail, HVAC, construction, and manufacturing pros. billion in 2013 – up about 15% from the year before, according to our 2013 Marijuana Business Factbook. One day, I have no doubt we will see household brands develop.

Industry 14

Industry Retail Banking Brand 14

Harvard Business Review

FEBRUARY 10, 2015

the movement to enhanced reporting is led by the International Integrated Reporting Council (IIRC), which is endorsed by regulatory heavy weight Mark Carney, Governor of the Bank of England. For example, recruitment, development, and retention is particularly important in the knowledge intensive health care sector. Outside the U.S.,

Human Capital 8

Human Capital CFO Banking Report 8

Harvard Business Review

AUGUST 13, 2015

Businesses like Facebook are filling an internet access gap in emerging markets that others, including the public sector, may simply never be able to address. of its population has internet access (at home or over a wireless device); other estimates, such as that from the World Bank , suggest that the number may be even lower, 15.1%

Telecommunications 8

Telecommunications Marketing Wireless McKinsey 8

Harvard Business Review

MAY 13, 2013

The form of capitalism that has emerged in Britain is the textbook description of how to organize capital markets and corporate sectors. What exactly is wrong with the progressively greater control that banks, private equity investors, stock markets, and takeovers have exerted over the British corporate sector? Even in the U.S.,

Hostile Takeover 8

Hostile Takeover Banking Commitment Incentives 8

Harvard Business Review

MARCH 25, 2015

years in 2013. Faced with such dramatic shifts in their market, many insurers have fallen into the classic trap of trying to figure out how to sell their existing products, rather than creating new sales engagement models that focus on customers’ real needs. Developing customer-oriented offerings. years in 1950 to 81.1

Insurance 8

Insurance Policies Productivity Products 8

Harvard Business Review

FEBRUARY 26, 2018

Twitter reported a loss of $79 million before its IPO, yet it commanded a valuation of $24 billion on its IPO date in 2013. In the 2016 book The End of Accounting , NYU Stern Professor Baruch Lev claimed that over the last 100 years or so, financial reports have become less useful in capital market decisions.

Company 8

Company Intangible Assets Depreciation IPO 8

Harvard Business Review

JUNE 6, 2018

The partnership has been a triumph of efficiency — a win-win for the cultural climate of Judson and often-stretched student bank accounts. Research in 2013 from demographer Richelle Winkler shows that in the U.S., But something else has happened. age segregation is often as ingrained as racial segregation.

Education 15

Education Absenteeism Efficiency Hotels 15

Harvard Business Review

MAY 17, 2017

In the European Union, government VCs allocated €3,621,000,000 to finance innovation and growth in small and medium-size businesses from 2007 to 2013. Worldwide, government venture capital is important for bridging significant financial gaps and supporting innovation and growth, as VCs can take risks where banks are not allowed to.

Venture Capitalist 8

Venture Capitalist Entrepreneur Finance Influence 8

Harvard Business Review

MAY 7, 2013

Saraki''s approach is emblematic of a growing trend of impact-focused investors that are emerging from developing countries, where economic growth is on the rise. Between 2002-2013, emerging market and developing economies averaged a 6.5% growth in GDP. But the growth — while rapid — has not been broad-based.

Globalization 8

Globalization Venture Capitalist Class GDP 8

Harvard Business Review

JANUARY 3, 2014

The World Bank puts the figure at 38% in Nigeria , while the Economist projects 55% for young black South Africans. In June 2013, some Harvard Business School classmates and I launched a social enterprise ( WAVE: West Africa Vocational Education ) targeted at the youth unemployment issue. Align Culture and Incentives.

Training 9

Training Company Metrics Real Estate 9

Harvard Business Review

JUNE 28, 2013

Most budgets for 2013 were made in 2012, when the prevailing economic outlook was grim. Banks are now adequately capitalized and are beginning to lend, and venture capitalists are as hungry as ever. Position yourself in market segments that will grow. The recession eliminated some market segments and redefined others.

Budgeting 8

Budgeting Market Segmentation Venture Capitalist Real Estate 8

Harvard Business Review

OCTOBER 21, 2013

Some 15 years ago my colleague Sumantra Ghoshal and I wrote business cases on three companies that were then leaders in their sectors: BP, Royal Bank of Scotland, and Nokia. How likely was it that they would be on top of the rapid developments in Asian consumer markets, or in technology and design emanating from Silicon Valley?

Drucker 9

Drucker Diversity Pharmaceuticals Uncertainty 9

Harvard Business Review

NOVEMBER 6, 2013

Drawing on lessons from the auto industry, banking and beyond, he offered provocative prescriptions for coping in a world in which “the real challenge is to decide what you are doing” in the face of tremendous “technological change or market change.”. But, as was his wont, Drucker didn’t just provide answers.

Drucker 13

Drucker Bottom-up Rogers Uncertainty 13

Harvard Business Review

JUNE 27, 2013

In a recent Forrester survey of 100 customer experience professionals, nearly half of respondents said that their executive team''s strategy for customer experience is market differentiation. Not surprisingly, it wound up with a bank that looks like an Apple store. "Innovation" has become a buzzword in the customer experience field.

Innovation 8

Innovation Forrester Business Model Long-term 8

Strategy Driven

OCTOBER 25, 2013

Business development. The process of strategy development is not esoteric. Business development. Prevention of leaks in customer information and losses in company market position. Crises can have many liabilities upon companies, including loss of profits and market share. Running the business. Body of Knowledge.

Crisis Management 73

Crisis Management Crisis Risk Management Budgeting 73

Harvard Business Review

APRIL 20, 2015

But in past weeks, it seems that the movie in Asia has been on fast-forward around global development and financing. It’s stated mission is to “focus on the development of infrastructure and other productive sectors in Asia.” led World Bank ($2223.2 It’s a big shake-up for the development world.

Banking 8

Banking Development Policies Globalization 8

Harvard Business Review

MAY 14, 2015

million in 2013, when realized gains from stock-based pay represented 27% of total pay, to a high of $20.1 Wall Street investment banks and hedge fund activists, some of whom began targeting McDonald’s a decade ago , also gain from the temporary boosts that buybacks produce. million in 2014 to a high of $12.6

Price 8

Price Franchising Short-term CFO 8