Harvard Business Review

JULY 17, 2017

Finance is different from other fields in two ways: Financial markets provide near immediate and easily quantified feedback, and the consequences of decisions can be inflated by leverage. Finance teaches us that it is nearly impossible to isolate the effects of luck and skill in financial markets. Take insurance.

Finance 8

Finance Insurance Career Reputation 8

Harvard Business Review

OCTOBER 11, 2012

Consider car-insurer Progressive's Snapshot and Insure the Box , self-described as "The UK's leading telematics insurer." These companies offer the prospect of lower car-insurance rates in exchange for watching your every move on the road by pulling data from the diagnostic port found in every modern automobile.

Insurance 15

Insurance Discount Airlines Price 15

Harvard Business Review

MAY 25, 2017

” Take, as an example, the world’s largest mining company by market capitalization, BHP Billiton. CEO incentives have traditionally been evaluated against objective data — also labelled “hard.” ” What has emerged more recently is the use of nonfinancial, but still objective, KPIs.

TSR 8

TSR Banking Committee Incentives 8

Harvard Business Review

OCTOBER 11, 2012

Consider car-insurer Progressive's Snapshot and Insure the Box , self-described as "The UK's leading telematics insurer." These companies offer the prospect of lower car-insurance rates in exchange for watching your every move on the road by pulling data from the diagnostic port found in every modern automobile.

Insurance 8

Insurance Discount Airlines Price 8

Harvard Business Review

JANUARY 27, 2014

the conglomerate share price is less than the sum of the values of its constituent businesses), we would argue that the economies from leveraging personal relations with external parties are non-existent in these firms. In that same period PPG’s share price has risen by a compound average rate of 6.6%, compared to 5.1%

Social Capital 8

Social Capital Chemicals Industry Cost 8

Harvard Business Review

JANUARY 12, 2018

Robo-advisors, which were introduced in 2008 , are steadily eating up market share from their human counterparts much the way that Amazon and Netflix have taken share from Walmart and Regal Cinemas. Their goal was to hit the lowest possible price point, and to appeal to “digital native” customers. will grow to U.S. $5

Consultative 8

Consultative Strategy Advice McKinsey 8

Harvard Business Review

FEBRUARY 2, 2012

A few of the bullet points: • Banks insured by the Federal Deposit Insurance Corporation have $1.5 Savings and insurance institutions were usually organized as mutuals. Rowe Price spring to mind) have built a reputation for looking out for investors's interests. But in financial markets, it's problematic.

Finance 13

Finance Motivation White Paper Banking 13

Harvard Business Review

JUNE 27, 2014

Andy O’Connell Facebook = Tebow Social Media Fail to Live Up to Early Marketing Hype The Wall Street Journal The race to gather as many Facebook followers as possible has ended, at least for companies. Then came the interview at a Farmers Insurance broker – and a babysitter she says wasn''t at home. Ethics Managing yourself'

Morale 8

Morale Taylorism Taylor Hotels 8

Harvard Business Review

MARCH 15, 2011

For decades, marketers have segmented their target customers to get a read on who will buy a product or service. For a long time it didn't matter, because your store couldn't easily get it at a reasonable price anyway. Marketers no longer need to be so indirect about figuring out what a customer will do or like.

Market Segmentation 14

Market Segmentation Marketing How To Price 14

Harvard Business Review

JANUARY 29, 2014

But how should sophisticated marketers and merchandisers use them? Does it make more marketing sense encouraging African-American female customers to become more social media savvy? But the law, ethics and economics leave unclear where value-added personalization and segmentation end and harmful discrimination begins.

Merchandising 9

Merchandising Media Price Cost 9

Harvard Business Review

MAY 1, 2017

Even the words we say on Twitter , the things we like on Facebook , the websites we tend to visit, and the sound of our voices can be turned into a fairly detailed psychological profile, and the potential for trading this data is by no means confined to the world of marketing.

Media 9

Media Self-aware Emotional Intelligence Analysis 9

Harvard Business Review

FEBRUARY 22, 2012

especially in fast-growing foreign markets. for certain domestic markets due to rising costs abroad and labor productivity at home.) These have always been "must do's" in the long debate about labor markets in globalization, but clarity on these issues is especially necessary this year. Use of Revenues and Margins.

Offshoring 13

Offshoring Outsourcing Supply Chain Globalization 13