Remove Competitive Advantage Remove Cost of Capital Remove Credit Scoring Remove How To
article thumbnail

How Banks Can Compete Against an Army of Fintech Startups

Harvard Business Review

Established banks have real advantages in serving the SME lending market, which should not be underestimated. Banks’ cost of capital is typically 50 basis points or less. These low-cost and reliable sources of funds are from taxpayer-insured deposits and the Federal Reserve’s discount window.

Banking 10