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Understanding Gen Z in the Workplace

HR Digest

They are also the most educated generation, so employers can expect them to be up for any challenge. Generation Z are known for being more responsible with their money than millennials, so they tend to have a higher credit score. They are also very innovative and come up with new ideas. Bottom Line.

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Why P2P Lending Makes Complete Sense for Startups

Strategy Driven

Hence, this funding model is a perfect fit for startup owners and entrepreneurs who are constantly looking for quick access to funds and reasonable interest rates. Also, startup owners who do not have good credit but a healthy cashflow find it tough to get loans from credit unions or banks. Summing Up.

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Can Lending Technology Revive America???s Small Businesses?

Harvard Business Review

According to a Kauffman Foundation study , 72% of entrepreneurs surveyed come from self-described middle class backgrounds, and another 22%reported being from upper lower class backgrounds. The majority of small businesses rely on such loans, and in the fall of 2013 alone, 37% of small businesses applied for credit.