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Use Data to Fix the Small Business Lending Gap

Harvard Business Review

With larger volumes of data being used to analyze everything from the genome to traffic patterns and lunch choices, it is natural to ask whether big data can crack the code on small business credit risk. Since the crisis, banks have reconsidered their overreliance on personal credit scores in small business lending.

article thumbnail

Use Data to Fix the Small Business Lending Gap

Harvard Business Review

With larger volumes of data being used to analyze everything from the genome to traffic patterns and lunch choices, it is natural to ask whether big data can crack the code on small business credit risk. Since the crisis, banks have reconsidered their overreliance on personal credit scores in small business lending.