How Banks Can Compete Against an Army of Fintech Startups
Harvard Business Review
APRIL 26, 2017
The marketing, underwriting, and servicing of SME loans have largely taken a backseat. New digital entrants have spotted the market opportunity created by these dynamics, and the result is an explosion in online lending to SMEs from fintech startups. Banks’ cost of capital is typically 50 basis points or less.
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