Banking Cost-Benefit Analysis Globalization Marketing 
Harvard Business Review
FEBRUARY 10, 2015
Like money, it can flow easily across borders and it commands an intrinsic value — the insight generated from personal data helps deliver benefits to individuals, businesses, and governments alike. Yet, unlike money, the market for personal data is relatively embryonic.
Harvard Business Review
FEBRUARY 14, 2017
But according to the World Bank , only 30% of youth employment programs are successful, with many of those offering only marginal benefit. Yet workplace training is more necessary than ever, as technology and globalization continue to change the types of jobs that are available. And most programs have no positive effect at all.
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