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Use Data to Fix the Small Business Lending Gap

Harvard Business Review

Access to credit is a key constraint for entrepreneurs. In the past, a community bank would have a relationship with the businesses on Main Street, and when it came time for a loan, there would be a wealth of informal information to augment the loan application.

article thumbnail

Use Data to Fix the Small Business Lending Gap

Harvard Business Review

Access to credit is a key constraint for entrepreneurs. In the past, a community bank would have a relationship with the businesses on Main Street, and when it came time for a loan, there would be a wealth of informal information to augment the loan application.

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Unemployment Is About to Fall a Lot Faster than Predicted

Harvard Business Review

During this recession, the recovery started with big businesses , spurred initially by government bailouts and stimulus packages given to banks and large corporations. For several years, Dun & Bradstreet Credibility Corp. The current economic cycle, however, is different.

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