Harvard Business Review

OCTOBER 5, 2016

We recently conducted a literature review of rigorous academic studies of financial service innovations among the very poor to find out what services and products would unlock the most value for those at the bottom of the pyramid. And third, digital platforms can facilitate innovation in product and service design.

Microfinance 10

Microfinance Insurance Banking Bottom-up 10

Harvard Business Review

MARCH 22, 2013

That's easier said than done in a world where most product innovations are geared toward the rich. Since water deep in the ground doesn't belong to anybody, we thought of giving loans to organizations of the landless poor to drill and manage deep tube wells and sell the water to rice farmers, who would in turn benefit from higher yields.

Technology 18

Technology Microfinance Banking Document 18

Harvard Business Review

MARCH 22, 2013

That's easier said than done in a world where most product innovations are geared toward the rich. Since water deep in the ground doesn't belong to anybody, we thought of giving loans to organizations of the landless poor to drill and manage deep tube wells and sell the water to rice farmers, who would in turn benefit from higher yields.

Technology 8

Technology Microfinance Banking Document 8