The Insurance Every Leader Needs

Kevin Eikenberry

Insurance. We are purchasing this insurance as a safety net against something bad happening. The post The Insurance Every Leader Needs appeared first on Kevin Eikenberry on Leadership & Learning.

5 Ways to Save Money on Business Insurance

Women on Business

Women On Business Sponsors business insurance We''ve Moved! Update your Reader Now. This feed has moved to: [link] If you haven''t already done so, update your reader now with this changed subscription address to get your latest updates from us. link].

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5 Essentials to Review in Your Small Business Insurance for the New Year

Women on Business

Small Business Women On Business Sponsors business insurance small business We''ve Moved! Update your Reader Now. This feed has moved to: [link] If you haven''t already done so, update your reader now with this changed subscription address to get your latest updates from us. link].

5 Leadership “Insurance” Plans – Is Your Organization Prepared?

Modern Servant Leader

For our health, we have insurance policies, but what about for your leadership? What insurance do you have against the sudden loss of key leadership? I suggest some planning for your leadership insurance: 1. Short Term Leadership Insurance. Life Leadership Insurance.

Stand Out From The Crowd With The Right Communication Skills.

Rich Gee Group

I’ve invited Erin Ardleigh, President of Dynama Insurance and one of the best professionals I know, to give you a few tips on successful communication in business: I say “insurance salesperson”…. Well, I have to admit, I’m an insurance salesperson.

Explaining the Health Insurance Marketplace to Employees [video]

Engaging Leader

The post Explaining the Health Insurance Marketplace to Employees [video] appeared first on Engaging Leader. This short video is a light-hearted, visual approach to what could be a very boring topic.

Insurance Companies’ Untapped Digital Opportunity

Harvard Business Review

Consumers fumed over the rollout of Healthcare.gov and the state health insurance exchanges last fall. For consumers accustomed to easy shopping on Amazon or eBay, choosing a health insurance plan online was an exercise in frustration. That frustration highlights how important it is for insurers – not only health insurers, but also property and casualty and, increasingly, life insurers – to master digital. So what does digital excellence in insurance look like?

Blockchain Could Make the Insurance Industry Much More Transparent

Harvard Business Review

While Edward Lloyd is largely credited with commercializing the insurance industry, with the creation of his namesake firm, Lloyd’s, over 330 years ago, the original concept of spreading risk (or “mutualizing”) goes back even further. Both then and in 1686, when Lloyd’s was born in a London coffee house, the global insurance industry was a business of utmost good faith , as it remains today. The top 10 insurance brokers in the U.S.

How One Insurance Firm Learned to Create an Innovation Culture

Harvard Business Review

One company that’s making headway on that goal is CSAA Insurance Group (CSAA IG), one of the insurance companies affiliated with the 55 million-member American Automobile Association (AAA). It’s perfectly OK that most people – from call center employees to claims adjusters in the field – focus on continuous improvements to current business processes, the customer experience, and insurance products.

Why the U.S. Needs Wage Insurance

Harvard Business Review

“Say a hardworking American loses his job — we shouldn’t just make sure he can get unemployment insurance; we should make sure that program encourages him to retrain for a business that’s ready to hire him. But unemployment insurance ends once you land a new job.

Can Insurance Companies Incentivize Their Customers to Be Healthier?

Harvard Business Review

The behavioral biases play out in a simple paradox: People overconsume health care but underconsume prevention, and insurers or taxpayers are left with the bill. The same plays out with many lines of insurance, where the immediate benefits of poor choices outweigh the often hidden cost of dealing with their consequences, such as reckless driving or failing to flood-proof infrastructure in highly exposed communities. The result is a structural transformation of insurance.

Insurance Isn’t Safe from Digital Upheaval

Harvard Business Review

The industries most susceptible to disruption are those selling information-based services that can be delivered digitally – and a perfect example is the insurance industry. We estimate that up to $400 billion in insurance premiums could change hands within the industry over the next year. And outsiders are responding, already experimenting with digital approaches to insurance. Of course, it takes more than market research and distribution to be an insurer.

Insurance Isn’t Safe from Digital Upheaval

Harvard Business Review

The industries most susceptible to disruption are those selling information-based services that can be delivered digitally – and a perfect example is the insurance industry. We estimate that up to $400 billion in insurance premiums could change hands within the industry over the next year. And outsiders are responding, already experimenting with digital approaches to insurance. Of course, it takes more than market research and distribution to be an insurer.

Age is Just a Number

Dave Bratcher

This past Friday, I had the opportunity speak to the TN Association of Fraternal Insurance Counselors and share the podium with one of the legends. This past week, I had the honor to speak with a group of insurance agents comprising the Tennessee Fraternal Insurance Counselors. How old are you? Who cares! Anyone who has shared a stage with the likes of Zig Ziglar must be awesome. Mr. Garry Kinder, CEO of Kinder Brothers International , is just that guy.

CEO 49

What the Insurance Industry Can Do to Fix Health Care

Harvard Business Review

Health insurance companies are uniquely positioned to save the day in our ailing health system. Yes, you heard me correctly: health insurers. Health insurers — or “payers” — are reviled nearly universally. All this makes insurers unlikely heroes. Insurers increasingly look like the folks who can do the job and reinvent their business at the same time. Insurers are well-positioned to provide all this.

How Life Insurers Can Bring Their Business into the 21st Century

Harvard Business Review

Life insurance is – or should be – a central element in most households’ financial planning. Yet life insurance sales have been on a steady decline for years. Only 44% of households had any life insurance in 2010, which is a 50-year low.

How the Insurance Industry Can Push Us to Prepare for Climate Change

Harvard Business Review

It might seem, then, that private insurance can be of little help in addressing climate change. There’s concern that for-profit insurers won’t want to insure risky properties, and that individuals won’t have the wherewithal to buy insurance plans in the first place. It’s certainly true that private insurance is not enough, on its own, to mitigate and adapt to climate change. Nonetheless, private insurance has a significant role to play.

Risk Management – Introduction

Strategy Driven

Risk Management business management introduction introduction to risk management risk avoidance risk control risk insurance risk mitigation risk monitoring risk transfer strategydriven

The Risks of Health Insurance Company Mergers

Harvard Business Review

Big insurers are taking a break from the new — figuring out how to pay for value, rather than volume, of care — and going for the tried and true: gobbling up smaller insurers. ” Some evidence suggests that larger insurers pay providers less.

Running a State Health Insurance Marketplace

Harvard Business Review

can now purchase private health insurance in 14 state-based marketplaces (SBMs), along with the federally facilitated marketplace (FFM). Let me start with a few basic facts about health insurance marketplaces: Subsidies for low- and moderate-income Americans.

On Leadership, Threats and Operational Security

Linked 2 Leadership

Leadership Development Organizational Health Professional Growth cyber insurance small business leadership small business protection web protectionA few years ago, a small business in San Diego was hit my malicious cyber attacks over the internet that were launched from local IP addresses. As they were protected as much as they felt they could be, they contacted the national carrier to deal with the denial-of-service component of the problem. Too Small to […].

Markel Debuts Pivot on Best-Selling Business List

First Friday Book Synopsis

Karl's blog entries Adam Markel Amazon.com Atria attorney best selling business books entrepreneur first friday book synopsis motivation Peak Potentials Pivot real estate Reinventing Your Career and Life self improvement title insurance Wall Street JournalOnly one book debuted on the Wall Street Journal business best-seller list this week (July 23-24, p. The book is entitled Pivot: The Art and Science of Reinventing Your Career and Life (Atria Books, 2016).

Complimentary Resource – Health Insurance Options for Businesses

Strategy Driven

Health Insurance Options for Businesses by Paychex, Inc. Read about the benefits of health insurance for businesses and employees, as well as important decision-making criteria for business owners. Click here for more information on Health Insurance Options for Businesses.

Where Both the ACA and AHCA Fall Short, and What the Health Insurance Market Really Needs

Harvard Business Review

The question of whether the United States will have functioning markets where individuals can buy health care insurance lies at the heart of the current debate about repealing and replacing the Affordable Care Act (ACA). Since about 20 million Americans depend on these markets for insurance — and thus access to health care — their functioning is also essential to the future of the U.S. There is no great mystery about how to shore up private insurance markets.

Why MANY smart people don’t do anything with good advice?

Rajesh Setty

The act of asking advice was an insurance policy: The reason they were seeking the advice of others was as an insurance policy to reduce the impact of the fall in case they fail in their initiative. Main Page ego good advice insurance policy selective listening smart people

1 in 4 Women Business Owners Are Not Fully Protected Against Cyber Risks

Women on Business

October is National Cyber Security Awareness Month , and a new survey from small business insurer Travelers reveals that one in four women entrepreneurs are not completely confident about their level of protection against cyber threats. Furthermore 42% are not very confident that they have adequate insurance coverage to protect against other insurable risks.

The Business Case for Providing Health Insurance to Low-Income Employees

Harvard Business Review

While the details are still sketchy, it seems likely that the new bill will leave many lower-income Americans without access to health insurance. The provision of health insurance by organizations is a sensible business decision—especially for low-income individuals. Health Insurance Can Reduce Stress. Among other positive outcomes, health insurance significantly decreases the level of stress employees experience, as a study described in a recent working paper shows.

Health Insurance Exchanges Fulfill Both Liberal and Conservative Goals

Harvard Business Review

The new health insurance market places—the exchanges set up under Obamacare—have become the hot health policy topic. Vital though near-term effectiveness is, the exchanges hold a longer-term potential—they can help reshape the organization, delivery, and financing of insurance.

CNN’s Epic Failure Of Values On Affordable Care Act Coverage

The Idolbuster

If you hated your job, had 2 years salary in the bank, would you quit your job if it meant that your family lost its health insurance till you found a new one? And a major topic was health insurance. And health insurance is even a bigger deal financially than a mortgage.

Healthy Lunches: How Corporate Catering Can Better Your Company

Women on Business

Reader Submission corporate catering employee productivity health insurance healthy employees We''ve Moved! Update your Reader Now. This feed has moved to: [link] If you haven''t already done so, update your reader now with this changed subscription address to get your latest updates from us. link].

Great by Choice: A book review by Bob Morris

First Friday Book Synopsis

Hansen Progressive Insurance Southwest Airlines StrykerGreat by Choice: Uncertainty, Chaos, and Luck – Why Some Companies Thrive Despite Them All Jim Collins and Morten T. Hansen Harper Business/A HarperCollins Imprint (2011)Additional and even more valuable revelations about “the principles that distinguish great organizations from good ones” For as long as I can remember, Jim Collins has been a research-driven business [.].

The social side of strategy

First Friday Book Synopsis

Bob's blog entries 3M Arne Gast Crowdsourcing your strategy may sound crazy Dutch insurer AEGON global IT services provider HCL Technologies Management Innovation eXchange (MIX) Michele Zanini Raul Lansink Red Hat (the leading provider of Linux software) Rite-Solutions The McKinsey Quarterly The social side of strategy Wikimedia

Why Less Choice is More in Health Insurance Exchanges

Harvard Business Review

Many studies have concluded that consumers will be highly price sensitive when they shop on insurance exchanges. In response, insurers have created new products that keep prices down by aggressively limiting the doctors and hospitals where patients can go for care.

Many People Are Born Gays and Lesbians - They're Not That Way by.

Building Personal Strength

Should a gay couple be covered by the health insurance of the employed spouses benefits package? skip to main | skip to sidebar Building Personal Strength Helping people grow stronger for the challenges of work and life.

Insure vs. Ensure - A Lesson in Grammar

Building Personal Strength

She said I had confused "insure" with "ensure." Here is what Grammar Book says about assure vs. insure vs. ensure: Assure is to promise or say with confidence. Insure is to cover with an insurance policy.

Great by Choice: A book review by Bob Morris

First Friday Book Synopsis

Hansen Progressive Insurance Southwest Airlines StrykerGreat by Choice: Uncertainty, Chaos, and Luck – Why Some Companies Thrive Despite Them All Jim Collins and Morten T. Hansen Harper Business/A HarperCollins Imprint (2011) Additional and even more valuable revelations about “the principles that distinguish great organizations from good ones” For as long as I can remember, Jim Collins has been a research-driven [.].

Blog 16

Ever Work Till Midnight But Feel Guilty About Leaving the Office At 5?

The Idolbuster

If I got fired from my job, I didn’t see the monthly bills [getting paid]; everyone was on my [health] insurance.”. <<Previous <<Previous Next>> Busting Your Corporate Idol Chapter 5: Pivotal Role Of Circumstance Featured 80 hour week guilt health insurance work till midnight working momChapter 5: The Roll Of Circumstance Part 14.

Why the Insurance Industry Can’t Risk Overlooking Artificial Intelligence - SPONSOR CONTENT FROM COGNIZANT

Harvard Business Review

The insurance industry has not been immune to AI’s advancement – whether implementing robo-advisors for investment management (Vanguard and Charles Schwab) or applying AI to insurance and loan underwriting (the Chinese search giant Baidu, which provides enhanced risk assessment capabilities). Maximized customer experience: With NLP, speech recognition, and virtual as­sistants, insurers can embrace innovative ways of transforming the cus­tomer experience.

L2L Weekender: Tips for Small Business Online Leaders

Linked 2 Leadership

Many small business start-up leaders in the online sales space often do not know the best ways to insure that they have the right tools in their toolbox to insure a successful launch. Without the right tools and procedures in place, money, opportunity and exposure can be left behind. Today’s Tip: Your Online Store Creating […]. Leadership Development online shopping online store small business leadership

Zurich Insurance Group Takes Its IT Infrastructure to the Agile Cloud - SPONSOR CONTENT FROM DXC TECHNOLOGY

Harvard Business Review

Building on a relationship that dates back to 2004, Zurich Insurance Group is working with DXC to move from traditional data center outsourcing to a Platform as a Service model, taking advantage of next-generation cloud management technologies to lower operating costs and accelerate development. Get more details about Zurich Insurance Group’s digital success here.