Why Your Business Needs Insurance

Strategy Driven

Commercial insurance is every business’s best friend. Whether something happens to your inventory or you need to pay worker’s compensation to an injured employee, commercial insurance can help you deal with it. You just finished reading Why Your Business Needs Insurance !

Insuring Your Bottom Line: Why Contractors Insurance is Necessary to Your Business

Strategy Driven

Let’s look at why contractors insurance is paramount to your business and complete liability protection. This coverage comes in handy in a contract dispute and is essential, especially if you regularly hire independent contractors who possess limited or no insurance coverage.

The Insurance Every Leader Needs

Kevin Eikenberry

Insurance. We are purchasing this insurance as a safety net against something bad happening. The post The Insurance Every Leader Needs appeared first on Kevin Eikenberry on Leadership & Learning.

5 Ways to Save Money on Business Insurance

Women on Business

Women On Business Sponsors business insurance We''ve Moved! Update your Reader Now. This feed has moved to: [link] If you haven''t already done so, update your reader now with this changed subscription address to get your latest updates from us. link].

The Top Five Benefits of Small Business Insurance for Your Growing Enterprise

Women on Business

Women On Business Sponsors insuranceWe've Moved! Update your Reader Now. This feed has moved to: [link] If you haven't already done so, update your reader now with this changed subscription address to get your latest updates from us. link].

5 Leadership “Insurance” Plans – Is Your Organization Prepared?

Modern Servant Leader

For our health, we have insurance policies, but what about for your leadership? What insurance do you have against the sudden loss of key leadership? I suggest some planning for your leadership insurance: 1. Short Term Leadership Insurance. Life Leadership Insurance.

5 Essentials to Review in Your Small Business Insurance for the New Year

Women on Business

Small Business Women On Business Sponsors business insurance small business We''ve Moved! Update your Reader Now. This feed has moved to: [link] If you haven''t already done so, update your reader now with this changed subscription address to get your latest updates from us. link].

What it means to be Bonded, Licensed, and Insured

Strategy Driven

Service companies and contractors usually mention that they are “bonded, licensed, and insured” when they advertise their services. As customers, it is important to know whether a company is bonded, licensed, or insured. What does it take to be bonded, licensed, or insured?

Complimentary Resource – Health Insurance Options for Businesses

Strategy Driven

Health Insurance Options for Businesses by Paychex, Inc. Read about the benefits of health insurance for businesses and employees, as well as important decision-making criteria for business owners. Click here for more information on Health Insurance Options for Businesses.

The Importance of Event Planning Business Insurance

Women on Business

We''ve Moved! Update your Reader Now. This feed has moved to: [link] If you haven''t already done so, update your reader now with this changed subscription address to get your latest updates from us. link]. Reader Submission

Explaining the Health Insurance Marketplace to Employees [video]

Engaging Leader

The post Explaining the Health Insurance Marketplace to Employees [video] appeared first on Engaging Leader. This short video is a light-hearted, visual approach to what could be a very boring topic.

Insure the Fairness and Integrity of the Financial Industry

Coaching Tip

White says, "The SEC''s mission is tripartite: protect investors, facilitate capital formation, and insure the fairness and integrity of the marketplace.".

Insure vs. Ensure - A Lesson in Grammar

Building Personal Strength

She said I had confused "insure" with "ensure." Here is what Grammar Book says about assure vs. insure vs. ensure: Assure is to promise or say with confidence. Insure is to cover with an insurance policy.

Stand Out From The Crowd With The Right Communication Skills.

Rich Gee Group

I’ve invited Erin Ardleigh, President of Dynama Insurance and one of the best professionals I know, to give you a few tips on successful communication in business: I say “insurance salesperson”…. Well, I have to admit, I’m an insurance salesperson.

Skills 130

You Are The Company’s Greatest Asset

Women on Business

This is of course a worst case scenario but the purpose of insurance planning is to prevent the worst case scenario. To prevent harm to the business in the event of losing one of these employees insurance companies offer Key Man Insurance. These policies insure the company for the potential loss that would occur if the owner or employee died or was no longer able to work due to injury or sickness. The number of people choosing to work for themselves continues to rise.

Taxes Reformed, Now What?

Lead Change Blog

benefits compensation health insurance healthcare healthcare reform HR policies legal issues documentation Tax reform2017 has been a whirlwind year, and, not to be outdone, the Trump administration has ended it with a bang by passing the tax reform bill.

Complimentary Resource – Evaluating Health Plans

Strategy Driven

Complimentary Resources complimentary whitepaper evaluating health plans evaluating healthcare insurance healthcare insurance healthcare plans obamacare strategydriven UnitedHealthEvaluating Health Plans by UnitedHealth Group Factors to Consider When Evaluating Health Plans.

Healthy Lunches: How Corporate Catering Can Better Your Company

Women on Business

Reader Submission corporate catering employee productivity health insurance healthy employees We''ve Moved! Update your Reader Now. This feed has moved to: [link] If you haven''t already done so, update your reader now with this changed subscription address to get your latest updates from us. link].

1 in 4 Women Business Owners Are Not Fully Protected Against Cyber Risks

Women on Business

October is National Cyber Security Awareness Month , and a new survey from small business insurer Travelers reveals that one in four women entrepreneurs are not completely confident about their level of protection against cyber threats. Furthermore 42% are not very confident that they have adequate insurance coverage to protect against other insurable risks.

Complimentary Resource – How To Offer Health Benefits to Your Employees at No Cost to Your Business

Strategy Driven

Health insurance costs continue to rise, leaving many small to medium-sized companies at a disadvantage in offering high level health insurance benefits to their employees. But many companies are turning to Supplemental Insurance to help fill the gaps.

On Leadership, Threats and Operational Security

Linked 2 Leadership

Leadership Development Organizational Health Professional Growth cyber insurance small business leadership small business protection web protectionA few years ago, a small business in San Diego was hit my malicious cyber attacks over the internet that were launched from local IP addresses. As they were protected as much as they felt they could be, they contacted the national carrier to deal with the denial-of-service component of the problem. Too Small to […].

Driverless Cars Will Change Auto Insurance. Here’s How Insurers Can Adapt

Harvard Business Review

There is little doubt that the widespread adoption of autonomous vehicles will have a huge impact on the automobile insurance industry. Since insuring privately owned vehicles is what the auto insurance industry has been all about, insurers have every reason to be concerned about their future growth and profitability. However, auto insurers have one factor weighing in their favor: The shift to fully autonomous vehicles will be gradual. Infrastructure insurance.

Markel Debuts Pivot on Best-Selling Business List

First Friday Book Synopsis

Karl's blog entries Adam Markel Amazon.com Atria attorney best selling business books entrepreneur first friday book synopsis motivation Peak Potentials Pivot real estate Reinventing Your Career and Life self improvement title insurance Wall Street JournalOnly one book debuted on the Wall Street Journal business best-seller list this week (July 23-24, p. The book is entitled Pivot: The Art and Science of Reinventing Your Career and Life (Atria Books, 2016).

Age is Just a Number

Dave Bratcher

This past Friday, I had the opportunity speak to the TN Association of Fraternal Insurance Counselors and share the podium with one of the legends. This past week, I had the honor to speak with a group of insurance agents comprising the Tennessee Fraternal Insurance Counselors. How old are you? Who cares! Anyone who has shared a stage with the likes of Zig Ziglar must be awesome. Mr. Garry Kinder, CEO of Kinder Brothers International , is just that guy.

Risk Management – Introduction

Strategy Driven

Risk Management business management introduction introduction to risk management risk avoidance risk control risk insurance risk mitigation risk monitoring risk transfer strategydriven

Why the U.S. Needs Wage Insurance

Harvard Business Review

“Say a hardworking American loses his job — we shouldn’t just make sure he can get unemployment insurance; we should make sure that program encourages him to retrain for a business that’s ready to hire him. But unemployment insurance ends once you land a new job.

Blockchain Could Make the Insurance Industry Much More Transparent

Harvard Business Review

While Edward Lloyd is largely credited with commercializing the insurance industry, with the creation of his namesake firm, Lloyd’s, over 330 years ago, the original concept of spreading risk (or “mutualizing”) goes back even further. Both then and in 1686, when Lloyd’s was born in a London coffee house, the global insurance industry was a business of utmost good faith , as it remains today. The top 10 insurance brokers in the U.S.

How One Insurance Firm Learned to Create an Innovation Culture

Harvard Business Review

One company that’s making headway on that goal is CSAA Insurance Group (CSAA IG), one of the insurance companies affiliated with the 55 million-member American Automobile Association (AAA). It’s perfectly OK that most people – from call center employees to claims adjusters in the field – focus on continuous improvements to current business processes, the customer experience, and insurance products.

The Risks of Health Insurance Company Mergers

Harvard Business Review

Big insurers are taking a break from the new — figuring out how to pay for value, rather than volume, of care — and going for the tried and true: gobbling up smaller insurers. ” Some evidence suggests that larger insurers pay providers less.

Running a State Health Insurance Marketplace

Harvard Business Review

can now purchase private health insurance in 14 state-based marketplaces (SBMs), along with the federally facilitated marketplace (FFM). Let me start with a few basic facts about health insurance marketplaces: Subsidies for low- and moderate-income Americans.

Can Insurance Companies Incentivize Their Customers to Be Healthier?

Harvard Business Review

The behavioral biases play out in a simple paradox: People overconsume health care but underconsume prevention, and insurers or taxpayers are left with the bill. The same plays out with many lines of insurance, where the immediate benefits of poor choices outweigh the often hidden cost of dealing with their consequences, such as reckless driving or failing to flood-proof infrastructure in highly exposed communities. The result is a structural transformation of insurance.

Insurance Isn’t Safe from Digital Upheaval

Harvard Business Review

The industries most susceptible to disruption are those selling information-based services that can be delivered digitally – and a perfect example is the insurance industry. We estimate that up to $400 billion in insurance premiums could change hands within the industry over the next year. And outsiders are responding, already experimenting with digital approaches to insurance. Of course, it takes more than market research and distribution to be an insurer.

Brian Klapper: An interview by Bob Morris

First Friday Book Synopsis

Brian Klapper is the President and Founding Partner of The Klapper Institute. He is an internationally recognized expert in operational and cultural corporate transformation. Brian has worked with global companies in a variety of sectors including: financial services, consumer products, manufacturing, food service, utilities, retail, and healthcare. While Brian’s experience spans all elements of the […].

Retail 104

The social side of strategy

First Friday Book Synopsis

Bob's blog entries 3M Arne Gast Crowdsourcing your strategy may sound crazy Dutch insurer AEGON global IT services provider HCL Technologies Management Innovation eXchange (MIX) Michele Zanini Raul Lansink Red Hat (the leading provider of Linux software) Rite-Solutions The McKinsey Quarterly The social side of strategy Wikimedia

Riders in Alphabet’s Waymo Cars Will Now Be Insured

Harvard Business Review

a venture-backed insurance startup, to provide some reassurance against unexpected events for riders who will be testing its upcoming autonomous shuttle service. The insurance coverage will include several protections for passengers for the duration of each trip including lost property, trip interruption benefits, and medical expense reimbursement. Based in San Francisco, all insurance in the US is delivered byTr?v v Insurance Solutions, LLC, a licensed insurance producer.

How the Insurance Industry Can Push Us to Prepare for Climate Change

Harvard Business Review

It might seem, then, that private insurance can be of little help in addressing climate change. There’s concern that for-profit insurers won’t want to insure risky properties, and that individuals won’t have the wherewithal to buy insurance plans in the first place. It’s certainly true that private insurance is not enough, on its own, to mitigate and adapt to climate change. Nonetheless, private insurance has a significant role to play.

Bond 11

Great by Choice: A book review by Bob Morris

First Friday Book Synopsis

Hansen Progressive Insurance Southwest Airlines StrykerGreat by Choice: Uncertainty, Chaos, and Luck – Why Some Companies Thrive Despite Them All Jim Collins and Morten T. Hansen Harper Business/A HarperCollins Imprint (2011)Additional and even more valuable revelations about “the principles that distinguish great organizations from good ones” For as long as I can remember, Jim Collins has been a research-driven business [.].

Review 113

Great by Choice: A book review by Bob Morris

First Friday Book Synopsis

Hansen Progressive Insurance Southwest Airlines StrykerGreat by Choice: Uncertainty, Chaos, and Luck – Why Some Companies Thrive Despite Them All Jim Collins and Morten T. Hansen Harper Business/A HarperCollins Imprint (2011) Additional and even more valuable revelations about “the principles that distinguish great organizations from good ones” For as long as I can remember, Jim Collins has been a research-driven [.].

Review 113

Insurance Companies’ Untapped Digital Opportunity

Harvard Business Review

Consumers fumed over the rollout of Healthcare.gov and the state health insurance exchanges last fall. For consumers accustomed to easy shopping on Amazon or eBay, choosing a health insurance plan online was an exercise in frustration. That frustration highlights how important it is for insurers – not only health insurers, but also property and casualty and, increasingly, life insurers – to master digital. So what does digital excellence in insurance look like?

Where Both the ACA and AHCA Fall Short, and What the Health Insurance Market Really Needs

Harvard Business Review

The question of whether the United States will have functioning markets where individuals can buy health care insurance lies at the heart of the current debate about repealing and replacing the Affordable Care Act (ACA). Since about 20 million Americans depend on these markets for insurance — and thus access to health care — their functioning is also essential to the future of the U.S. There is no great mystery about how to shore up private insurance markets.

Good Sample Business Principles

Eric Jacobson

skip to main | skip to sidebar Eric Jacobson On Management And Leadership Welcome! This blogs tips and ideas are perfect for managers and leaders of all types of small to large businesses and nonprofit organizations.

Sample 141

How to Persuade the Young and the Healthy to Sign Up for Health Insurance

Harvard Business Review

tax law has made this task even harder with its elimination of the individual mandate for health insurance, a part of the Affordable Care Act that requires individuals to buy insurance or risk having to pay a tax penalty. We believe that a modified approach to HDHPs — one that uses value-based insurance design (V-BID) — can both bolster HDHP enrollment and encourage people not to skip essential care. Zelma Brezinska/EyeEm/Getty Images.

Insurance Isn’t Safe from Digital Upheaval

Harvard Business Review

The industries most susceptible to disruption are those selling information-based services that can be delivered digitally – and a perfect example is the insurance industry. We estimate that up to $400 billion in insurance premiums could change hands within the industry over the next year. And outsiders are responding, already experimenting with digital approaches to insurance. Of course, it takes more than market research and distribution to be an insurer.