Do You Lose Your Life Insurance When You Leave Your Job?

Strategy Driven

In a job where an employer offers life insurance to employees, signing up may be a no-brainer. But the truth is that a sponsored group life insurance has its limitations as much as it has great benefits. As long as you keep the job, the insurer will guarantee a basic amount as cover.

Why You Should Maintain Workers’ Compensation Insurance

Strategy Driven

One thing you should not skimp on if you have employees is purchasing workers’ compensation insurance. Most statutes provide a timeline for this and give the employer and the insurer the right to specify the medical professionals an injured worker must first consult.

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The Insurance Every Leader Needs

Kevin Eikenberry

Insurance. We are purchasing this insurance as a safety net against something bad happening. The post The Insurance Every Leader Needs appeared first on Kevin Eikenberry on Leadership & Learning. We have it for many things: for our lives, for our cars, for our home, for our health, for our identities, for our cell phones (!) and much more. While different people have different risk tolerances, and differing abilities to pay, […].

Tips to Reduce Insurance Costs for Your Business

Strategy Driven

As a business owner, you know that it’s important to protect the business that you have put so much into by having appropriate insurance coverage. Controlling insurance costs is possible in some ways, though, including by following these tips. Choose the Right Insurance Company.

Individual Plans vs. Employer Health Insurance

Women on Business

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Figuring Out the Best Way to Get Your Business Insured

Strategy Driven

One such step is to purchase adequate commercial insurance. You must find out the best way to get your business insured; otherwise, you could end up underinsuring or even over-insuring your company. Continue reading to learn how to go about insuring your business. As such, the first step to insuring your business adequately is to identify all the risks it faces. Determine the Kind of Insurance Policies You Need. Business Interruption Insurance.

Why Women are Smashing the Glass Ceiling in the Insurance Industry

Women on Business

Reader Submission Entrepreneur insurance small business ownerWe've Moved! Update your Reader Now. This feed has moved to: [link] If you haven't already done so, update your reader now with this changed subscription address to get your latest updates from us. link].

“Covering” Your Career Trajectory: Climbing up the Insurance Industry Ladder

Strategy Driven

But if you have been eyeing up a career path in the insurance industry, what is the best trajectory? The insurance industry is a very mobile one. But it’s a perfect place to start your insurance career trajectory by doing the grunt work.

5 Leadership “Insurance” Plans – Is Your Organization Prepared?

Modern Servant Leader

For our health, we have insurance policies, but what about for your leadership? What insurance do you have against the sudden loss of key leadership? I suggest some planning for your leadership insurance: 1. Short Term Leadership Insurance. Short term health insurance is all about protection in a transitional or critical time. Short term leadership insurance should be the same. Long Term Leadership Insurance. Disability Leadership Insurance.

The Top Pros and Cons of Purchasing Business Insurance

Strategy Driven

And this is where business insurance comes in. But although business insurance undeniably has its benefits, there are a few things to consider about it before taking the leap and investing in the cover. If you currently don’t have business insurance and are wondering whether it’s the right move for you, here are the top pros and cons associated with it: Let’s start with the pros: 1.There is Variety of Types To Choose From.

Why Your Business Needs Insurance

Strategy Driven

Commercial insurance is every business’s best friend. Whether something happens to your inventory or you need to pay worker’s compensation to an injured employee, commercial insurance can help you deal with it. In fact, everybody who owns a business should have some form of commercial insurance — and here’s why. Although you aren’t necessarily required to insure your business, there are certain types of business insurance which you may be required to carry.

Getting Insurance or Opening a Bank Account: Which Is a Wiser Choice?

Strategy Driven

To become secured financially, especially for dire emergencies, you can avail yourself of life insurance with investment in the Philippines. Investing means a lot of things: it can be a real estate property, bonds, stocks, or insurance policies. Is getting insurance worth it? You might have encountered an insurance agent encouraging you to get a policy. Getting insurance means you pay only the premiums without tax. Life can be unpredictable.

Powerful Reasons Why Entrepreneurs Need Life Insurance

Women on Business

We've Moved! Update your Reader Now. This feed has moved to: [link] If you haven't already done so, update your reader now with this changed subscription address to get your latest updates from us. link]. Women On Business Sponsors

5 Essentials to Review in Your Small Business Insurance for the New Year

Women on Business

Small Business Women On Business Sponsors business insurance small business We''ve Moved! Update your Reader Now. This feed has moved to: [link] If you haven''t already done so, update your reader now with this changed subscription address to get your latest updates from us. link].

A Look At Health Insurance Offers By Startups

HR Digest

Under the Affordable Care Act, there is a subsidy available for small businesses that provide health insurance to their employees. If eligible, the startup receives a tax credit of up to 50% to offset the cost of the insurance.

How to Manage Risk with Captive Insurance Companies

Strategy Driven

Insurance is a complicated, yet important, aspect of any company. Yet, not all businesses can be covered by traditional insurance companies. For them, there are captive insurance companies that cover businesses that traditional insurances find too risky. And captive insurance companies manage to do this in a simple, yet effective, way. The business owns the insurance company itself and relies on itself to cover any damage it may endure while operating.

The Top Five Benefits of Small Business Insurance for Your Growing Enterprise

Women on Business

Women On Business Sponsors insuranceWe've Moved! Update your Reader Now. This feed has moved to: [link] If you haven't already done so, update your reader now with this changed subscription address to get your latest updates from us. link].

Insuring Your Bottom Line: Why Contractors Insurance is Necessary to Your Business

Strategy Driven

Where general liability insurance prove invaluable in addressing some of the common risks contractors may confront, contractor insurance can offer contracting business owners protections where expensive setbacks that deal with operations/product, errors, contract dispute could greatly affect their business. Let’s look at why contractors insurance is paramount to your business and complete liability protection.

Have You Insured Your Business Correctly?

Strategy Driven

Insurance: if you don’t have it, you’ll only wish you did if the time comes to call upon it. Indeed, it’s far safer, smarter (and sometimes more financially viable) to invest in insurance, just in case. This protection becomes even more important when you’re running a business — you’ve certainly got a lot on the line if you fail to insure your business properly. Business insurance can seem confusing and over-complicated. Asset insurance. Travel insurance.

4 Types of Insurance for Cannabis Companies: Do You Know the Hidden Traps of the Industry?

Strategy Driven

An excellent way to start is by having the right types of insurance for their company. There are four types of insurance necessary to protect the hefty investment in cannabis operations when problems crop up. These are product liability, general liability, crop, and cyber insurance.

How Women in Business Can Benefit from Life Insurance

Women on Business

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The Importance of Event Planning Business Insurance

Women on Business

We''ve Moved! Update your Reader Now. This feed has moved to: [link] If you haven''t already done so, update your reader now with this changed subscription address to get your latest updates from us. link]. Reader Submission

Tips to Reduce Insurance Costs for Your Business

Strategy Driven

As a business owner, you know that it’s important to protect the business that you have put so much into by having appropriate insurance coverage. However, even though you might appreciate the importance of having various types of insurance to protect your business, you might still be burdened by just how much it costs. Controlling insurance costs is possible in some ways, though, including by following these tips. Choose the Right Insurance Company.

Explaining the Health Insurance Marketplace to Employees [video]

Engaging Leader

The post Explaining the Health Insurance Marketplace to Employees [video] appeared first on Engaging Leader. This short video is a light-hearted, visual approach to what could be a very boring topic. In the United States, the Health Care Marketplace (also called the “exchange”) is a key feature of the Affordable Care Act (often referred to as “Obamacare”). It’s intended to be an online marketplace where consumers can research available options […].

The Surprising Truth About AI in Travel Insurance and Beyond

CEO Insider

When it comes to “personalization” as part of the consumer experience, many companies are overlooking what’s important. You’ve probably received email pitches that include your name in the subject line or wish you a happy birthday around the day you were born, but did they make you want to know more? Probably not. In fact, […]. Business Traveller CEO Insider

What it means to be Bonded, Licensed, and Insured

Strategy Driven

Service companies and contractors usually mention that they are “bonded, licensed, and insured” when they advertise their services. When companies claim that they are bonded, licensed, and insured, it tells us that they are committed to giving their best and most valuable service to their customers. As customers, it is important to know whether a company is bonded, licensed, or insured. What does it take to be bonded, licensed, or insured? Insured.

The Case for AI Insurance

Harvard Business

Existing plans might not cover the risks posed by these new technologies. Risk management Technology Digital Article

Complimentary Resource – Health Insurance Options for Businesses

Strategy Driven

Health Insurance Options for Businesses by Paychex, Inc. Read about the benefits of health insurance for businesses and employees, as well as important decision-making criteria for business owners. Click here for more information on Health Insurance Options for Businesses. You just finished reading Complimentary Resource - Health Insurance Options for Businesses !

Disrupting the Insurance Industry with AI

Harvard Business

Daniel Schreiber, Lemonade’s CEO and cofounder, joins Azeem to discuss how the company is using artificial intelligence to disrupt a legacy industry by realigning incentives with the values that customers care about. Technology Disruptive innovation Founders Audio

Busy Businesswoman’s Guide to Life Insurance

Women on Business

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Are You Liable if Your Employee is in a Car Accident with the Company Car?

Strategy Driven

No-Fault Auto Insurance. If your business is located in Florida, Hawaii, Kansas, Kentucky, Massachusetts, Michigan, Minnesota, New Jersey, New York, North Dakota, Pennsylvania, and Utah, you have no-fault auto insurance. Your workers’ compensation insurance may well cover your driver.

Driverless Cars Will Change Auto Insurance. Here’s How Insurers Can Adapt

Harvard Business

There is little doubt that the widespread adoption of autonomous vehicles will have a huge impact on the automobile insurance industry. Since insuring privately owned vehicles is what the auto insurance industry has been all about, insurers have every reason to be concerned about their future growth and profitability. However, auto insurers have one factor weighing in their favor: The shift to fully autonomous vehicles will be gradual. Infrastructure insurance.

Insure the Fairness and Integrity of the Financial Industry

Coaching Tip

White says, "The SEC''s mission is tripartite: protect investors, facilitate capital formation, and insure the fairness and integrity of the marketplace.". Mary Jo White, the chair of the Securities and Exchange Commission (SEC) is characterized by friends and colleagues as the most competitive and driven person they have ever encountered. Today, she blizzards her staff and friends with emails at all hours. She has had the same cohort of intimate friends since the seventies.

Hospitals Need Cash. Health Insurers Have It.

Harvard Business

Coronavirus has delayed non-urgent care, leading to a financial crisis. Health Operations Risk management Digital Article

Riders in Alphabet’s Waymo Cars Will Now Be Insured

VRWorld

a venture-backed insurance startup, to provide some reassurance against unexpected events for riders who will be testing its upcoming autonomous shuttle service. The insurance coverage will include several protections for passengers for the duration of each trip including lost property, trip interruption benefits, and medical expense reimbursement. Based in San Francisco, all insurance in the US is delivered byTr?v v Insurance Solutions, LLC, a licensed insurance producer.

Blockchain Could Make the Insurance Industry Much More Transparent

Harvard Business

While Edward Lloyd is largely credited with commercializing the insurance industry, with the creation of his namesake firm, Lloyd’s, over 330 years ago, the original concept of spreading risk (or “mutualizing”) goes back even further. Both then and in 1686, when Lloyd’s was born in a London coffee house, the global insurance industry was a business of utmost good faith , as it remains today. The top 10 insurance brokers in the U.S.

Can Insurance Companies Incentivize Their Customers to Be Healthier?

Harvard Business

The behavioral biases play out in a simple paradox: People overconsume health care but underconsume prevention, and insurers or taxpayers are left with the bill. The same plays out with many lines of insurance, where the immediate benefits of poor choices outweigh the often hidden cost of dealing with their consequences, such as reckless driving or failing to flood-proof infrastructure in highly exposed communities. The result is a structural transformation of insurance.

Insure vs. Ensure - A Lesson in Grammar

Building Personal Strength

She said I had confused "insure" with "ensure." Here is what Grammar Book says about assure vs. insure vs. ensure: Assure is to promise or say with confidence. Insure is to cover with an insurance policy. Example: I will insure my home with additional fire and flood policies. I was once in a meeting with some colleagues when I used the word "ensure" in the context of making sure something happens. To my surprise, a woman in attendance corrected me on the spot.

How One Insurance Firm Learned to Create an Innovation Culture

Harvard Business

One company that’s making headway on that goal is CSAA Insurance Group (CSAA IG), one of the insurance companies affiliated with the 55 million-member American Automobile Association (AAA). It’s perfectly OK that most people – from call center employees to claims adjusters in the field – focus on continuous improvements to current business processes, the customer experience, and insurance products.

Stand Out From The Crowd With The Right Communication Skills.

Rich Gee Group

I’ve invited Erin Ardleigh, President of Dynama Insurance and one of the best professionals I know, to give you a few tips on successful communication in business: I say “insurance salesperson”…. Maybe you think of the stereotypical, unrelenting salesperson, such as Ned Ryerson, the schoolmate turned insurance salesman intent on selling life insurance to poor Phil, Bill Murray’s character in the film, Groundhog Day.

Skills 150

Health System Compensation/Benefits/Compliance Leader – Dan Gilbert Insurance – Plattsburgh, NY

HR Digest

Health System Compensation/Benefits/Compliance Leader - Dan Gilbert Insurance - Plattsburgh, NY. The post Health System Compensation/Benefits/Compliance Leader – Dan Gilbert Insurance – Plattsburgh, NY appeared first on The HR Digest. HR Jobs. Responsible for legal and regulatory compliance of all HR documents and files.

How to Start Up Your Own Business

Strategy Driven

Get insured! There are quite a few different insurance policies that cover various aspects of your operation. It is the nature of life that things can go horribly wrong, and when it does and you’re insured, then there’s nothing to worry about. What an exciting time for you!

How the Insurance Industry Can Push Us to Prepare for Climate Change

Harvard Business

It might seem, then, that private insurance can be of little help in addressing climate change. There’s concern that for-profit insurers won’t want to insure risky properties, and that individuals won’t have the wherewithal to buy insurance plans in the first place. It’s certainly true that private insurance is not enough, on its own, to mitigate and adapt to climate change. Nonetheless, private insurance has a significant role to play.