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As AI Meets the Reputation Economy, We’re All Being Silently Judged

Harvard Business Review

But the omnipresent rating game has one big catch: ranking up is incredibly hard, while ranking down is rapid and easy, like a free-fall. Welcome to the reputation economy, where the individual social graph — the social data set about each person — determines one’s value in society, access to services, and employability.

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Four Steps to Fixing Your Bad Data

Harvard Business Review

As one might expect, officials are using the error and S&P's earlier failure to properly rate bundled mortgage products to argue that the downgrade is incorrect. S&P's reputation, whether the downgrade is correct or not, is sure to take a hit. In marketing, bad data make it more difficult to know the potential client.

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The Impact of the Blockchain Goes Beyond Financial Services

Harvard Business Review

Much of the hype around blockchains has focused on their potential to fundamentally change the financial services industry – by dropping the cost and complexity of financial transactions, making the world’s unbanked a viable new market, and improving transparency and regulation.