Credit Scoring Crisis Development Technology 
Strategy Driven
APRIL 17, 2023
Hence, it is highly advisable to develop a business plan that maps out your business finances, the business model and the nitty gritty involved in its implementation. These emergency loans are quick in nature and tailored specifically for individuals who are on a low credit score.
Harvard Business Review
AUGUST 11, 2014
Small businesses are also instrumental to our innovation economy; small firms produce 13 times more patents per employee than larger firms and employ more than 40% of high technology workers in America. Small business sales were hit hard during the crisis and may still be soft, undermining firms demand for loan capital.
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Harvard Business Review
SEPTEMBER 16, 2014
Today, community banks are being consolidated and larger banks are relying more and more on data-driven credit scoring to make small business loans—if they are making them at all. My recent Harvard Business School Working Paper on small business credit explores new technology-driven entrants in the world of small business lending.
Harvard Business Review
SEPTEMBER 16, 2014
Today, community banks are being consolidated and larger banks are relying more and more on data-driven credit scoring to make small business loans—if they are making them at all. However, all these online models depend on developing accurate new predictive models of credit assessment, often using new sources of data.
Harvard Business Review
MARCH 26, 2015
Both practices have long developed insights into their customers based on data and analytics. But in the aftermath of the financial crisis, risk managers have become increasingly involved in business strategy and decisions. Gauge and influence a customer’s “next best action.” Cross-pollinate your talent.
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