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How Banks Can Compete Against an Army of Fintech Startups

Harvard Business Review

It’s been more than 25 years since Bill Gates dismissed retail banks as “dinosaurs,” but the statement may be as true today as it was then. The marketing, underwriting, and servicing of SME loans have largely taken a backseat. Gates’ original quote contended that the dinosaurs can be ”bypassed.”

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Dealing With Investors the Sam Palmisano Way

Harvard Business Review

The two were sitting on stage at Radio City Music Hall chatting about business-y stuff when the retired GE CEO made the suggestion, and I was a little surprised when the retired IBM CEO didn’t dismiss it out of hand. I’d be interested, Palmisano replied, but only “if Bill took the company private.”. Are today’s investors really that horrible?

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Good News, Bad News: An HBR Management Puzzle on Innovation Execution

Harvard Business Review

The customer needs the project completed by mid-2015. The bad news is that the job market is really tight, and it’s preventing us from hiring the conceptual designers we need.” She reschedules the first gate for Week 42. That won’t be easy, given the job market.”. She schedules the new first-gate review for Week 79.

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Putting Humans at the Center of Health Care Innovation

Harvard Business Review

While this “lab-bench to bedside” approach has improved healthcare globally, it can take years, even decades, for an innovation to get to market, often with limited input from patients themselves. To source ideas, it often runs two-day hack-a-thons on specific health care challenges. Acknowledgements.