Harvard Business Review

AUGUST 28, 2017

If it’s expensive to insure a house on the coast, individuals will have an incentive to live elsewhere. If insurers offer a discount for climate-proofing homes, homeowners will likewise have an incentive to make that investment. Low-risk customers will seek insurers that recognize their risk levels and lower their premiums.

Insurance 8

Insurance Real Estate Industry Bond 8

Harvard Business Review

MAY 29, 2012

Nobody wants to wind up like Jamie Dimon, head of JPMorgan Chase, whose cherished legacy has been pickled by what Dimon himself called "egregious mistakes" by an obscure group of bond traders at the firm. I came across the Safeway story while conducting a recent research program on best practices in enterprise risk management.

Risk Management 10

Risk Management Insurance Incentives Retail 10

Harvard Business Review

MAY 15, 2013

Examples of governance performance include management of the legal and regulatory environment, systemic risk management, and managing conflicts. environmental, social, and governance — or ESG) performance. environmental, social, and governance — or ESG) performance.

Banking 8

Banking Licensing Finance Insurance 8

Harvard Business Review

AUGUST 11, 2011

In olden times, the bond raters at S&P and Moody's were financial advice providers, sort of like Morningstar is today. That doesn't mean they were infallible, but it was pretty clear what they were up to and what their incentives were. The United States and Moody's Bond Rating Service." But what job is that, exactly?

Credit Rating 13

Credit Rating Bond Price Advice 13