Cost of Capital Finance Marketing Retail 
Harvard Business Review
APRIL 26, 2017
It’s been more than 25 years since Bill Gates dismissed retail banks as “dinosaurs,” but the statement may be as true today as it was then. The marketing, underwriting, and servicing of SME loans have largely taken a backseat. Other sectors of retail lending have not fared much better.
Harvard Business Review
OCTOBER 11, 2013
Half a dozen companies worldwide are licensed to manufacture the machines and pods and sell them to retailers and distributors, paying royalties to Terranola on each sale. Competitive products came on the market, but none were as popular as the Express. Terranola’s market cap skyrocketed to $8.1 Doom and Gloom.
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