Credit Risk Innovation Positioning Technology 
Harvard Business Review
OCTOBER 24, 2018
However objective we may intend our technology to be, it is ultimately influenced by the people who build it and the data that feeds it. Finally, the tool examines the false positive rate across different groups and enforces a user-determined equal rate of false positives across all groups.
Harvard Business Review
OCTOBER 23, 2014
It’s only recently, though, that advances in information technology have made it possible for predictive tools to access and manipulate big data, and to do so continuously — accelerating the generation of insights, and opening up opportunities to anticipate issues with unprecedented precision. They’re also sharing risk.
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