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Five Ways to Build Your Wealth: A Guide

Strategy Driven

By implementing these strategies, you can take control of your finances and start building the wealth you desire. The idea behind debt recycling is to use the equity in your assets to finance investments that have the potential to earn a higher return than the interest of the debt. It’s also important to consider your time horizon.

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Ratings Agencies Are the Darnedest Things

Harvard Business Review

In olden times, the bond raters at S&P and Moody's were financial advice providers, sort of like Morningstar is today. regulators followed suit — credit ratings are now mentioned almost 2,000 times in the Federal Register. Lots of overseas regulators and private investors have come to rely on the ratings as well.

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Why We Build Fiscal Cliffs

Harvard Business Review

Other countries sometimes have actual fiscal crises, when investors around the world (not to mention most locals) lose confidence in their government bonds and/or their currency. The interest rate on 10-year Treasuries is a mere 1.58%, the lowest in more than 50 years. credit rating but no observable increase in interest rates.

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Does Standard & Poor's Deserve a Downgrade?

Harvard Business Review

nation's credit rating has the same tone. Most of the country believes our rating for effective policymaking is somewhere between a D and an F. But that is not the point of a credit ratings agency. Ten year Canadian bonds jumped from 7.6% We are embroiled in politics, not economics.