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Can Impact Investing Avoid the Failures of Microfinance?

Harvard Business Review

Impact investors over the past decade largely focused on proving that impact investments could achieve a “market rate” or above return profile. Making something wildly profitable will of course attract the attention of financial markets, and thus increase the chances it will scale effectively. Lessons from Microfinance.

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Global Entrepreneurs Need New Funding Models

Harvard Business Review

The White House has called this gap between the demand and supply of finance for small and medium enterprises a "market failure.[and] Some microfinance organizations are also moving out of the purely micro and toward larger lending. and] a serious constraint on efforts to promote strong and sustainable global recovery.".

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Using Games to Get a Handle on Bank Risk

Harvard Business Review

Bank marketing materials focus on the dreams, anxieties and goals of consumers. Popular games also tend to spawn communities who share information and strategies about how to overcome hurdles, suggesting that peer to peer education is also possible (this has been seen in microfinance).

Banking 10
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President Obama Can Make Start-Up America Succeed

Harvard Business Review

Opportunities and markets are global. Entrepreneurs don't need to help America beat China or Brazil in addressing the needs of customers and markets. Ventures should compete and cooperate with ventures, regardless of their nationalities. This is not a contradiction. How about if, as nations, we win together?