The Horizons Tracker

OCTOBER 11, 2020

“By using an algorithm, the process is more objective and resistant to biases, which ensures compliance,” the authors say. ” That way, if an entrepreneur is denied a loan, they would at least have the insight provided by the explanation as to why they have been denied, and can then work on boosting their credit rating. .”

Credit Scoring 117

Credit Scoring Entrepreneur Credit Rating Banking 117

Harvard Business Review

NOVEMBER 12, 2013

But setting aside political brinkmanship, can we objectively analyze how the country is doing financially? If the government were a business, how would its credit rating look? Many factors come into play to determine credit and credibility scores. The current government funding will run out in January.

Credit Rating 8

Credit Rating GDP Budgeting Short-term 8

Harvard Business Review

MAY 31, 2011

Creating true objectivity — whether in managerial or organizational decisions — requires eliminating the conflicts of interest that bias judgments. A desire for integrity is no protection from conflicts of interest.

Ethics 14

Ethics Conflict of Interest Credit Rating Incentives 14

Harvard Business Review

JANUARY 17, 2012

This very contemporary question was put in unexpected historical context for me this Christmas by a book I was given, A History of the World in 100 Objects by Neil MacGregor, Director of the British Museum. What happens when there is a mass loss of confidence in the financial system? In the end this money did become worthless.".

System 13

System Crisis Credit Rating Banking 13

Strategy Driven

SEPTEMBER 1, 2011

The second objective of all three parties was the avoidance of a credit rating downgrade. At the time (prior to the actual downgrade), the threat of a credit downgrade forced all three parties to the negotiating table. This was believed to be highly unlikely.

Budgeting 56

Budgeting Credit Rating Restructuring Rogers 56