HR Digest

JANUARY 2, 2022

Generation Z are known for being more responsible with their money than millennials, so they tend to have a higher credit score. They are also very innovative and come up with new ideas. Generation z work characteristics include looking for jobs that offer stability, flexibility, and growth opportunities.

Credit Scoring 105

Credit Scoring Finance Bottom-up Entrepreneur 105

Harvard Business Review

APRIL 26, 2017

Approval times are cut to days or, in some cases, a few minutes, fueled by data-driven algorithms that quickly pre-qualify borrowers based on a handful of data points such as personal credit scores, Demand Deposit Account (DDA) data, tax returns, and three months of bank statements.

Banking 11

Banking Stage-Gate Credit Scoring Competitive Advantage 11

Harvard Business Review

MARCH 26, 2015

Both practices have long developed insights into their customers based on data and analytics. Use risk data as an avenue for innovation. CROs are deeply familiar with the troves of risk data, such as payment habits and internal credit scores, that their companies keep. Cross-pollinate your talent.

Credit Scoring 8

Credit Scoring Risk Management Finance Marketing 8

Harvard Business Review

NOVEMBER 6, 2018

Even for these giants, there is a long way to go. The data will establish a social credit system expected to be both mandatory by 2020. India’s middle class (defined as $11 – $110 a day in 2011 purchasing power parity terms) is expected to exceed that of China’s by 2030, according to the OECD and Brookings.

Airlines 10

Airlines Technology Objective Policies 10