Entrepreneur Finance Microfinance Technology 
Harvard Business Review
OCTOBER 5, 2016
Personal savings, insurance, credit, cash transfers from family and friends and other financing mechanisms offer promising opportunities to create security and steady employment but they require a nuanced understanding of product design and the local market conditions in order to be effective.
Harvard Business Review
FEBRUARY 1, 2017
Another reason is that investors are myopically infatuated with snazzy technology. In 2014 we described what Western investors want from African entrepreneurs. We recently interviewed 100 entrepreneurs to find out which ventures are most likely to thrive. A realistic approach to making money might strike some as humdrum.
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