The Horizons Tracker

NOVEMBER 26, 2021

One’s credit score is often hugely important, with it very difficult to secure substantial loans, such as mortgages, without a healthy credit rating. This can also mean, however, that it doesn’t take much to send your credit rating spiralling in the wrong direction.

Credit Risk 73

Credit Risk Credit Scoring Tools Credit Rating 73

The Horizons Tracker

OCTOBER 11, 2020

I’ve written previously about the poor state of female entrepreneurship , so it’s interesting to see a new report from the University of Nevada, Las Vegas, on the current state of Black entrepreneurship in the United States, and in particular, strategies banks can deploy to improve matters.

Credit Scoring 117

Credit Scoring Entrepreneur Credit Rating Banking 117

Harvard Business Review

JUNE 29, 2015

And a recent working paper out of the Dusseldorf Institute for Competition Economics ( DICE ), a think tank of sorts, focuses on the latter by exploring whether leveraged buyouts (LBOs) make firms more innovative. PE investors don’t typically invest in firms known for innovation. ” There were other limitations.

LBO 8

LBO Innovation Sample Short-term 8

Harvard Business Review

JULY 9, 2015

But with robust growth rates and economies unburdened by legacy structures of the last century, Africans can innovate beyond what others are doing. The African Development Bank (AfDB) is the most visible organization tasked with shepherding that inclusive innovative growth. Innovating away from past exclusion.

Banking 8

Banking Globalization Credit Rating Short-term 8

Harvard Business Review

JANUARY 17, 2012

Take the case of paper money: someone in China centuries ago printed a value on a piece of paper and asked everyone else to agree with them that the paper was actually worth what it said it was.The whole modern banking system of paper and credit is built on this one simple act of faith.". In the end this money did become worthless.".

System 13

System Crisis Credit Rating Banking 13

Leading Blog

APRIL 5, 2019

Our instinct for determinism may well have been an evolutionary innovation. After graduating from the University of Oxford with a physics degree, he went into securities trading, first at Yamaichi International and then at the Bank of America. To survive, we had to make snap judgments about the world and our response to it.

Uncertainty 308

Uncertainty Sports Credit Rating Learning-by-Doing 308

Harvard Business Review

MAY 10, 2016

On the blockchain, trust is established, not by powerful intermediaries like banks, governments and technology companies, but through mass collaboration and clever code. Blockchains ensure integrity and trust between strangers. They make it difficult to cheat.

Technology 8

Technology Cost Credit Rating Banking 8