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Emergency Loans: 4 Tips to Consider

Strategy Driven

Of course, some lenders allow you to negotiate interest rates for these loans, with applicants with a credit rating of 750 and above having the upper hand. You will need to build your credit history over time to give you a better chance of getting emergency loans when you need them. Confirm Your Eligibility.

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Ratings Agencies Are the Darnedest Things

Harvard Business Review

That doesn't mean they were infallible, but it was pretty clear what they were up to and what their incentives were. regulators followed suit — credit ratings are now mentioned almost 2,000 times in the Federal Register. Lots of overseas regulators and private investors have come to rely on the ratings as well.

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7 Ways to Improve Operations Without Sacrificing Worker Safety

Harvard Business Review

The culmination was an incident at an insecticide plant in LaPorte, Texas, where, as a result of a basic process safety management failure , an extremely toxic chemical—methyl mercaptan—was released and two workers were overcome. Use the right incentives. In all, four workers were killed. ” It worked.

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How Blockchain Could Help Emerging Markets Leap Ahead

Harvard Business Review

Global trade, with local regulation facilitated by technology, works because technology makes the transaction costs manageable. Educational records, business histories, health care information, and credit ratings could all be made usable the world over, helping those who want to trade or travel to prove their credentials.