Strategy Driven
AUGUST 30, 2021
Of course, some lenders allow you to negotiate interest rates for these loans, with applicants with a credit rating of 750 and above having the upper hand. You will need to build your credit history over time to give you a better chance of getting emergency loans when you need them. Confirm Your Eligibility.
The Horizons Tracker
JANUARY 4, 2023
“The institutional arrangements under which climate-risk information is currently provided mirrors the incentive problems and conflicts of interest that prevailed in the credit-rating industry prior to the 2007/8 financial crisis,” the researchers explain. ” Understanding climate risk.
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Harvard Business Review
MAY 31, 2011
And, when we allow financial firms to choose for themselves the agencies that rates their financial products, the agencies have every incentive to be lax. Auditors are expected to be independent, but their desire to please their client makes such independence impossible.
Harvard Business Review
AUGUST 11, 2011
That doesn't mean they were infallible, but it was pretty clear what they were up to and what their incentives were. regulators followed suit — credit ratings are now mentioned almost 2,000 times in the Federal Register. Lots of overseas regulators and private investors have come to rely on the ratings as well.
Harvard Business Review
AUGUST 8, 2011
Recent headlines have focused on the debt ceiling , the recent credit rating downgrade , unemployment , and the other thorny fiscal challenges facing the United States. Patent protection is becoming a more bureaucratic, red-tape-ridden, and uncertain process. Patenting is the bulwark of the system.
Harvard Business Review
MARCH 21, 2018
Use the right incentives. Further, not only do the OSHA inspections prevent injuries, “they cause no discernible damage to employers’ ability to stay in business and no reductions in sales or credit ratings… Nor did we identify any effects of workplace inspections on wages, total payroll, or employment.”
Harvard Business Review
MAY 17, 2017
Educational records, business histories, health care information, and credit ratings could all be made usable the world over, helping those who want to trade or travel to prove their credentials. For example, safe medication, protected from fraud, could flow in, while properly harvested wood and safely manufactured goods flow out.
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