HR Digest

JANUARY 2, 2022

Generation Z are known for being more responsible with their money than millennials, so they tend to have a higher credit score. They grew up during the recession and were forced to learn how to manage their own finances at an early age. For example: They are very resourceful and can figure out how to do things independently.

Credit Scoring 105

Credit Scoring Finance Bottom-up Entrepreneur 105

Strategy Driven

SEPTEMBER 5, 2019

Amongst the world’s ambitious graduates are some of the next generation’s entrepreneurs and innovators. It helps to achieve a stronger business credit score. • Many graduates are both innovative and more financially-savvy than they get credit for. Some will have a carefully defined business plan.

Entrepreneur 12

Entrepreneur Venture Capitalist Banking Credit Scoring 12

Harvard Business Review

OCTOBER 21, 2013

Some innovative companies are connecting data traditionally used by banks to assess the credit score of loan applicants with information ranging from mobile phone usage data to online social media relations data, in order to better and faster assess the creditworthiness of a micro-loan applicant. Decision making'

Credit Scoring 11

Credit Scoring Diversity Retail Media 11

Harvard Business Review

APRIL 26, 2017

Approval times are cut to days or, in some cases, a few minutes, fueled by data-driven algorithms that quickly pre-qualify borrowers based on a handful of data points such as personal credit scores, Demand Deposit Account (DDA) data, tax returns, and three months of bank statements.

Banking 12

Banking Stage-Gate Credit Scoring Competitive Advantage 12