Harvard Business Review

OCTOBER 5, 2016

We recently conducted a literature review of rigorous academic studies of financial service innovations among the very poor to find out what services and products would unlock the most value for those at the bottom of the pyramid. And third, digital platforms can facilitate innovation in product and service design.

Microfinance 10

Microfinance Insurance Banking Bottom-up 10

Harvard Business Review

FEBRUARY 21, 2014

On my last trip to India, I witnessed an innovation experiment, National Agro Foundation (NAF) , that addresses this wicked problem. A large part of NAF’s effort with farmers is to help break their initial emotional barriers to new technologies. Over 1,400 toilets have been built with people participation under sanitation initiatives.

Innovation 9

Innovation Microfinance Parcell Technology 9

Harvard Business Review

FEBRUARY 1, 2017

Fatigue may be setting in for some Western investors’ interest in African innovation, particularly those that have yet to reap rewards to brag about. Another reason is that investors are myopically infatuated with snazzy technology. Innovation in Distribution. Top of the Pyramid.

Microfinance 8

Microfinance Hotels Entrepreneur Incubator 8

Harvard Business Review

AUGUST 17, 2016

In 1985 Peter Drucker argued for a shift toward an entrepreneurial society, one where “executives in all institutions…make innovation and entrepreneurship a normal, ongoing everyday activity.” This post is one in a series of perspectives by presenters and participants in the 8th Global Drucker Forum.

Drucker 8

Drucker Microfinance Licensing Entrepreneur 8