Harvard Business Review

AUGUST 11, 2014

Small businesses are also instrumental to our innovation economy; small firms produce 13 times more patents per employee than larger firms and employ more than 40% of high technology workers in America. The majority of small businesses rely on such loans, and in the fall of 2013 alone, 37% of small businesses applied for credit.

Technology 9

Technology Banking Class Real Estate 9

Harvard Business Review

DECEMBER 15, 2015

Since 2013, an estimated 16.4 Marketplaces allow people to do apples-to-apples comparisons of health insurance products and prices through an online portal. By January 1, 2015, all state-based marketplaces were expected to replace federal funding with state-level financing. Technological challenges. Burwell, the U.S.

Insurance 8

Insurance Health Care Cost Learning-by-Doing 8

Harvard Business Review

OCTOBER 1, 2013

Vital though near-term effectiveness is, the exchanges hold a longer-term potential—they can help reshape the organization, delivery, and financing of insurance. By providing software and counseling, the exchanges will help consumers make informed comparisons among these offerings. Many conservatives still decry the ACA.

Insurance 9

Insurance Goal Health Care Long-term 9

Harvard Business Review

APRIL 20, 2015

But in past weeks, it seems that the movie in Asia has been on fast-forward around global development and financing. Companies like Apple and Cisco were dropped from the Chinese government’s approved technology vendors list, after the Edward Snowden leaks about the NSA accessing data from U.S. In comparison, the U.S.

Banking 8

Banking Development Policies Globalization 8