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Understanding Gen Z in the Workplace

HR Digest

Their habits for financial management are different from those of previous generations as well. Generation Z are known for being more responsible with their money than millennials, so they tend to have a higher credit score. They are also very innovative and come up with new ideas. Managing Gen z in the Workplace .

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Minority Entrepreneurs Still Face Discrimination When Seeking Finance

The Horizons Tracker

Equipped with business profiles that exceeded the criteria for loan qualification, the Black testers were furnished with even stronger profiles (including higher business income, longer operational history, greater funds in their accounts, and superior credit scores).

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All You Need to Know About Unsecured Business Loans

Strategy Driven

Credit Score: Your credit history is very important, to lend you money, banks will also want to know your credit scores and details about your credit card history. Tax Details: How much tax you have paid annually as an individual and how much you have paid as a business entity.

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The most common financial mistakes graduate entrepreneurs make

Strategy Driven

Amongst the world’s ambitious graduates are some of the next generation’s entrepreneurs and innovators. It helps to achieve a stronger business credit score. • Many graduates are both innovative and more financially-savvy than they get credit for. Some will have a carefully defined business plan.

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Does Bigger Data Lead to Better Decisions?

Harvard Business Review

Some innovative companies are connecting data traditionally used by banks to assess the credit score of loan applicants with information ranging from mobile phone usage data to online social media relations data, in order to better and faster assess the creditworthiness of a micro-loan applicant.

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The 4 Dimensions of Digital Trust, Charted Across 42 Countries

Harvard Business Review

Accountability is the third key factor because, as the risk of incidents increases, users need recourse options, such as legal frameworks that hold businesses and institutions accountable or identity management systems. But is it possible to measure digital trust and compare it across countries?

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How CMOs and CROs Can Be Allies

Harvard Business Review

But in the aftermath of the financial crisis, risk managers have become increasingly involved in business strategy and decisions. After the recession, for instance, one large lender made a practice of looking for “rehab” customers whose credit suffered in the downturn but who had since managed to achieve more stable incomes.