Harvard Business Review

APRIL 14, 2015

It’s easy to assume Apple Pay is one in a long line of disruptive innovations from the master of serial disruption. They would be disruptive if they were selling insurance from a company new to the industry using an independent, low-cost distribution channel, such direct to the customer, either by phone or online.

Company 8

Company Disruptive Innovation Retail Banking 8

Harvard Business Review

JULY 16, 2013

No one can predict the future, but by combining known trends in various ways it is possible to anticipate multiple possibilities — likely story lines about shapes the market could take — for good or ill. There is no substitute for feeling and "touching" the disruption before it arrives. Experience threats through war games.

Industry 8

Industry Pharmaceuticals Disruptive Innovation Strategic Planning 8

Harvard Business Review

AUGUST 29, 2011

Instead, his initial advantage came from his creation of a virtuous circle that underpinned his vision for the first durable mass-market automobile. But everything changed with the onset of the innovations introduced by General Motors in the 1920s , which took the direct opposite of Henry Ford's tack of "Any color. Used car trade-ins.

Innovation 15

Innovation Mass Marketing Price Market Segmentation 15

Harvard Business Review

JUNE 4, 2014

But in our view, Apple faces a deeper problem: the industries most susceptible to its unique disruptive formula are just too small to meet its growth needs. Apple has seemingly served as an anomaly to the theory of disruptive innovation. The delivery of primary health care in the United States is ripe for disruption.

Industry 8

Industry Wireless Advertising Content 8

Harvard Business Review

FEBRUARY 25, 2015

That company was a pioneer in the audio component market, having entered the MP3 market before Apple. Many of these investors view Singapore as a launching pad to regional emerging markets like Indonesia, the Philippines, and Vietnam. Entrepreneurship Disruptive innovation Emerging markets East & Southeast Asia'

Entrepreneur 8

Entrepreneur Incubator Venture Capitalist Innovation 8

Harvard Business Review

JUNE 16, 2014

One of the basic principles behind Clayton Christensen’s famous conception of disruptive innovation is that the fundamental things people try to do in their lives actually change relatively slowly. Market disruptions typically combine a simplifying technology with a business model that runs counter to the industry norm.

Business Model 8

Business Model Wireless Disruptive Innovation Innovation 8