Harvard Business Review

OCTOBER 24, 2013

In the words of its executive vice-president and chief merchandising and marketing officer, “This is really the year of localization.”. To protect their advantage, forward-thinking national chains are combining their brand recognition and market penetration with a local approach.

Retail 8

Retail Merchandising Market Penetration Brand 8

Harvard Business Review

FEBRUARY 22, 2012

While social stuff is often associated with marketing or customer service, social can affect every part of the business model , including how we organize. As the definition of and market for the latest thinking evolves, SU is in a unique position to fluidly respond. And that would be interesting enough. Is that scary? For many, yes.

Participative 15

Participative Decentralization Globalization Cost Center 15

Harvard Business Review

MARCH 1, 2017

But the solution to this innovation logjam has emerged: blockchain. After all, how do you cut cost from a business or market whose structure has fundamentally changed? Third, it’s exclusionary, denying billions of people access to basic financial tools. Distributed Database. Here, blockchain is a real game changer.

Finance 8

Finance IPO Banking Venture Capitalist 8