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ESOPs and 401(k)s: A Comparative Guide

HR Digest

MAY 13, 2023

Employee Stock Ownership Plans (ESOPs) and 401(k) plans are both popular retirement savings plans, but there are some key differences between the two. This article compares ESOPs and 401(k)s in terms of funding, investment options, risk, tax benefits, and other factors. The answer depends on your individual circumstances and goals.

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Treat Employees Like Business Owners

Harvard Business Review

DECEMBER 8, 2015

And companies — except for the very smallest — can implement an employee stock ownership plan (ESOP), often funded through borrowing. How to Be a Company That Employees Love. A portion of those assets can be redirected to regular stock grants for employees. Every WinCo employee is an owner. Insight Center.

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