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How the Insurance Industry Can Push Us to Prepare for Climate Change

Harvard Business Review

It might seem, then, that private insurance can be of little help in addressing climate change. There’s concern that for-profit insurers won’t want to insure risky properties, and that individuals won’t have the wherewithal to buy insurance plans in the first place. Dating back to at least F.

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The Future of Cities Depends on Innovative Financing

Harvard Business Review

Investors from hedge funds to insurance companies are operating in an environment of low yields, near-zero interest rates, and a glut of savings. In traditional financing models, it’s just not possible for investors to see their way to a financial return based on some abstract added value of the integrated whole. Insight Center.

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StrategyDriven Editorial Perspective – Good Intentions, Bad Results: Learning from the Panic of 1826

Strategy Driven

His prosecution of the Life & Fire Insurance Company, whose owners Jacob Barker, et al perpetuated a fraud that led to the Panic of 1826, resulted in a hung jury. Why was an insurance company doing a bank’s work? After six months, the borrower would repay the insurance company’s IOU of $1000.

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Sustainability in Financial Services Is Not About Being Green

Harvard Business Review

The next time we hear about a bank or insurance company''s "green program" — like using energy efficient light bulbs or operating out of a LEED Platinum building — we''ll either scream or throw up. This is in direct contrast to "financial innovation" that focuses on only one dimension of performance, putting the others at risk.

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What to Know Before You Sign a Payment-by-Results Contract

Harvard Business Review

Cigna is the first insurance company to get pharmaceutical companies to agree to value pricing based on results for certain cholesterol-lowering drugs. And the Health Care Transformation Task Force , a newly formed coalition of private insurers and provider organizations in the U.S., ” Health care. Making PbR Work.

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What Good Is Impact Investing?

Harvard Business Review

Or you could participate in projects financed in part by conventional investors and in part by non-profits. Take micro insurance: If I allow a small-hold farmer to insure their crop, it means in the first year they can actually have less volatility around the outcome. So the harvest will be bigger, they become wealthier.

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Are You Working Over the Thanksgiving Holiday?

Harvard Business Review

Those who are at work on Thanksgiving — even if it is virtual work online — can make special bonds with each other. Those who are at work on Thanksgiving — even if it is virtual work online — can make special bonds with each other. Second, reach out to the people youre with.