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How Can You Manage Your Small Business Finances More Effectively Using Loans?

Strategy Driven

Also like other types of loans, a business owner’s credit rating can be a deciding factor in whether a loan is approved or not, and it impacts the interest rate of any loan as well. Using Loans to Automate Systems Automating repetitive operations can be important for saving you both time and money.

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How Share-Price Fixation Killed Enron

Harvard Business Review

It appears that Enron''s final fatal mistake was to try to support its stock price instead of living up to key contractual obligations required to maintain its credit rating. What caused Enron''s bankruptcy was, quite simply, the loss of its investment-grade credit rating. What caused Enron to go bankrupt?

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Badges? We Don’t Need No LinkedIn Badges

Harvard Business Review

At an “ Unconference ” my colleagues and I hosted in Palo Alto last year, Sam Lessin , the Head of the Identity Product Group at Facebook, talked about the way in which human societies evolved trust networks to increase efficiency by connecting with more trading partners and by capturing more information about those partners over time.

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What are the Best Working Capital Loan Options in 2019?

Strategy Driven

If you are operating a start-up, you may face problems with managing the cash flow of your business efficiently and may have to rely on working capital loans. Instead, they pay for the operational costs of a business and is a good indicator of the short-term health of the business.

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How Blockchain Could Help Emerging Markets Leap Ahead

Harvard Business Review

This helps to prove their identity, cutting down on fraud and creating market efficiencies. Blockchains default to being open data, which would allow governments and companies to rapidly learn from, test, and evolve new, more efficient best practices for conducting and facilitating trade. The system currently serves a billion people.

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Use Big Data to Create Value for Customers, Not Just Target Them

Harvard Business Review

Answering these makes marketing more efficient by improving targeting and by identifying and eliminating the famed half of the marketing budget that is wasted. Notably, it pledges to answer two of the most vexing questions that have stymied marketers since they started selling: 1) who buys what when and at what price?

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Incremental Fixes Won’t Save the U.S. Health Care System

Harvard Business Review

In fact, the vast majority (95%) of MSSP ACOs are still operating in a largely fee-for-service payment model, working for bonuses for lowering costs, but assuming no downside risk. It will be impossible for providers to succeed while operating both fee-for-service and value-based models, and so health insurers should move in lockstep.