Strategy Driven

APRIL 4, 2023

Whether you need to raise money to fund a new startup or to expand an existing business, financing can be a complex process. With so many options available, it can be difficult to know where to begin or which financing option is best for your business. You should also prepare some insights about your market and competition.

Venture Capitalist 112

Venture Capitalist Finance Microfinance How To 112

Harvard Business Review

JUNE 10, 2011

So far, the Andhra Pradesh (AP) microfinance crisis has largely been viewed as a local issue, with relatively little impact beyond AP or India's borders. Other microfinance crises, in Bolivia, Nicaragua, Nigeria, and Bosnia, have not spread beyond the borders of a particular country.

Microfinance 12

Microfinance Debt to Equity Ratio MFI Crisis 12

Harvard Business Review

OCTOBER 5, 2016

While meeting this challenge is a clear priority for policy makers and donors, it is also a major profit opportunity for commercial players who can solve market failures and create real value. Micro-insurance is not at scale anywhere except when heavily subsidized by government, a market we hope technology may change in the future.

Microfinance 10

Microfinance Insurance Banking Bottom-up 10

Harvard Business Review

APRIL 4, 2012

In low-income countries, according to World Bank data in a recent paper by the consultancy Dalberg, 43% of businesses with between 20 and 99 employees say that access to finance is a major constraint. The White House has called this gap between the demand and supply of finance for small and medium enterprises a "market failure.[and]

Entrepreneur 14

Entrepreneur Globalization Microfinance Finance 14

Harvard Business Review

MAY 18, 2016

and globally, and Habitat for Humanity, which works in 70-plus nations to provide home construction, rehabilitation, and increased access to shelter and financing, gathered data from their sites to make the case for profound change. A critical part was adapting a proven model in a related field: microfinance.

Microfinance 9

Microfinance Strategic Planning Finance Globalization 9

Harvard Business Review

FEBRUARY 2, 2011

Opportunities and markets are global. Entrepreneurs don't need to help America beat China or Brazil in addressing the needs of customers and markets. Entrepreneurship in financial services has been given a bad rap as one contributor to the economic crisis, but we desperately need innovative financing models for start-ups.

Venture Capitalist 15

Venture Capitalist Entrepreneur Microfinance Finance 15

Harvard Business Review

OCTOBER 13, 2011

Bank marketing materials focus on the dreams, anxieties and goals of consumers. Risk management processes don't — but they should. Yet unlike in finance, where distributing risk across institutions is the goal, in drug development the focus is on isolating risk.

Banking 10

Banking Pharmaceuticals Microfinance Risk Management 10