Strategy Driven

NOVEMBER 6, 2015

Design and re-engineering of products-services. Strategic Plan includes provisions for refinancing, equity and debt financing. Banking and investing plan is annually updated, with realistic, measurable goals. Finance charges are negotiated. The organization maintains and lives by an ethics statement.

Succession 50

Succession Strategic Planning Budgeting Goal 50

Harvard Business Review

OCTOBER 11, 2013

banks can use in their business. The design engineers kept taking incremental risks that they thought were acceptable and normalized them — until the disaster. According to a 1992 study by the Government Accountability Office, the average leverage ratio for the top 13 investment banks was 27-to-1 during 1991 (up from 18-to-1 in 1990).

Incentives 8

Incentives Banking Ethics IPO 8

Harvard Business Review

SEPTEMBER 26, 2014

It''s a nice primer on a range of views about what search engines should and shouldn''t reveal, and how the extraordinarily powerful company in the middle of the battle is responding. In the past, Ellison has been quoted as saying that the island feels to him like “this really cool 21st-century engineering project.”

Management 9

Management Risk Management Finance Real Estate 9

Harvard Business Review

OCTOBER 10, 2017

Similarly, when Starbucks baristas make your latte the same way across cafés, or when a software engineer delivers the expected features each sprint, you are witnessing tactical performance. Three finance professors once asked more than 400 executives what they would do if their quarterly earnings targets were at risk.

Organization 12

Organization Tactics Call Center Metrics 12

Strategy Driven

MARCH 2, 2012

Marketers might contend that the latest advertising campaign is equivalent to re-engineering the client company (though the two concepts are light years apart). Pro-bono community involvement is a factor because it indicates character, ethics and integrity. They sell what they need to sell, rather than what the client really needs.

Consultative 59

Consultative Short-term Budgeting Strategic Planning 59

Harvard Business Review

JUNE 29, 2012

It's not about a bank. Now, let me couch this for you in the human terms of political economy — the terms in which you and I should rightly conceive of an "economy" as the sum of the enduring human good; not merely as a set of pipes for the grease of finance to be injected into. This scandal isn't about price-fixing.

Price 14

Price Short-term Proposal System 14

Harvard Business Review

JANUARY 28, 2014

As the founder and president of a new ethical bank focused on environmental sustainability, Jay McGuane realized that he and his board needed to set guidelines about which loans to approve and which to reject on “values” grounds. Ethical banking had seemed so benign when Jay had decided to enter the industry.

Case Study 8

Case Study Banking Ethics Guidelines 8